Milica Kostic

Milica Kostic

Biometric Payments in Online Gambling: The Intersection of Security and Convenience

Biometric Payments in Online Casinos

September 28, 2023

Biometrics are revolutionizing payment authentication across all industries. Of course, this could not bypass iGaming. As gambling experiences become increasingly interactive, the way a user swipes the screen, as well as unique characteristics such as retina and facial shape, opens up new possibilities for authenticating payments in online casinos.

Improving the authentication process is critical to the faster, more secure, and seamless payment process that is integral to the modern gaming experience.What is the essence of biometric payments? Are they really as convenient as they are made out to be? Find out more below.

Biometric Payments – Their Essence and Types

Biometrics were once used by law enforcement and security agencies. Now, thanks to the development of technology, they have become available in the consumer sector. Today it is one of the main methods of identity verification when making payments in gambling.

You probably all already use biometrics to unlock your smartphone and access applications. Let’s take a closer look at what a biometric payment is and how it is used. In general, biometrics is the identification of a person based on his physical characteristics. Types of biometrics can be different:

  • Face scanning: This type of authentication requires you to hold your smartphone close to your face.
  • Fingerprint: You’ll access payment tools on your smartphone by verifying your transaction with the touch of your finger using the device’s built-in fingerprint scanner.
  • Vein patterns: This biometric identification method, also called vascular technology, is performed by analyzing the patterns of blood vessels visible from the surface of your skin.
  • Heart rate sensors: The technology uses methods to track blood flow under the skin and detect heart rate.
  • Retina scan: This is a biometric technique that maps the unique patterns of your retina using a low-intensity light source.
  • Voice recognition: You verify the transaction using a voice command on your mobile device.
  • Signature recognition: This is an example of behavioral biometrics that digitally identifies you based on your handwriting.

Fingerprint scanning is the most common biometric payment method. This is not surprising since this is the easiest and fastest way to authorize.By the end of 2017, more than a third of smartphone owners using a fingerprint scanner had already used a mobile phone to authorize payments. However, you shouldn’t stop there only. Today, there are many types of biometrics that can be used to verify your identity as part of payment authentication.

Surveys of audit organizations conducted in the same year showed that more than 60% of European consumers consider biometric payment more secure than the use of PIN codes and passwords for authorization.The boom in biometric payments is due to the fact that human behavior patterns and physical characteristics are unique.

Biometric Payments in Online Casinos

Characteristics of Biometric Payments for iGaming

Why are more and more casino providers implementing this technology? The answer is obvious – biometric payments offer high transaction speed and convenience. This way, they can attract more players to their platforms.

But what distinguishes this system from other types of payments, such as cryptocurrencies and e-wallets? Here are the main characteristics of biometric payments:

  • Flexibility. Payment systems and casino providers do not need to maintain huge traffic tables to store data. This saves space, which is important in the modern world of digital data.
  • Fast authentication. Using biometrics, a gambler gets access to the gaming offer faster. This, in turn, increases online casino profits and improves customer satisfaction.
  • Scalability. Biometric functions are a flexible user authentication system. It can be used not only by payments but also by gameplay itself to improve immersion.
  • Convenience. With the help of biometric payments, casino operators and payment systems can more conveniently store user data. They are also easy to search and update.
  • Accuracy. Since biometric data is unique, online platforms will not have problems with duplicating user authentication data.

Ultimately, online casinos can offer players cheaper payments compared to physical cards and bank transfer fees. In general, biometric payments offer less dependence on third-party providers and other payment methods.

Biometric Payments in Online Casinos: Advantages

If you are a dedicated casino player, you know for sure that transaction security is one of the deciding factors when choosing an iGaming platform. And one more thing: after all, you certainly don’t want to give access to your confidential data to an unfamiliar operator if he can use it without your participation. Biometric payments, in turn, provide a number of advantages in terms of not only security but also convenience in online casinos:

Security and Reliability of Data Transmission

Biometric payments use your unique characteristics, such as your heart rate and fingerprints, to authorize transactions. These functions are difficult, if not impossible, to fake. Therefore, biometric payments provide a high level of security since they can only be used by you as the rightful owner.

Fast Transactions Without Payment Delays

Are you tired of waiting for the funds you deposited to finally appear in your player account? In fact, money in transit can go through several operations that are related not only to security.

Biometric payments enable fast and seamless transactions. Once your biometric data is collected, the transaction can be completed instantly. After that, you will proceed to the most enjoyable part – the bets themselves.

In addition, an important advantage is the absence of the need to enter any additional information. This not only saves your time but also increases your privacy.

High Degree of Fraud Protection

We have already found out earlier that biometric characteristics are difficult to fake. Although hackers on the Internet are growing in step with the growth of technology, the use of biometric payments reduces the risk of fraudulent transactions. 

Thanks to the development and improvement of such payment systems, it is becoming increasingly difficult for an attacker to impersonate another person and gain access to an account online.

Bonus Opportunities

Using a specific payment method at online casinos might also land you a hefty bonus. Online casinos and banking methods are no strangers when it comes to making partnerships. So check whether the banking method you are signing up to an online casino can land you a bonus.

Payment methods like Apple Pay or PayId are known for reoccurring bonuses that can range from free spins to cashback bonuses.

Convenience Plus: Your Password Will Not Be Forgotten or Lost

Biometric payments in online casinos are characterized by high security. But this is not the only advantage of such payment systems. They provide a high level of convenience. Instead of having to remember usernames and passwords across different payment platforms or enter credit card details, players can now simply use their biometrics to authorize transactions.

This saves time and effort; moreover, the transaction is usually completed the first time. Provided you haven’t injured your finger, of course. The username and password are often not immediately accepted by payment systems:

  • Possible authorization error
  • system failure on the platform
  • you made a typo and entered the wrong character

After all, are you familiar with the situation when you forgot your access password? With biometric payments in online gambling, passwords are not forgotten or lost.

By scanning and storing biometrics, you don’t have to remember passwords or change them regularly. This further improves your online security by reducing the risk of password theft or forgotten passwords.

Biometric Payments Security

Disadvantages and Challenges of Biometric Payments

Despite the large number of advantages, biometric payments still have a lot of nuances that need to be worked on. When introducing such a payment method, one of the tasks of the casino provider is to ensure increased accuracy and reliability. Biometric systems must consistently and accurately identify users to prevent unauthorized access.

Another challenge is compatibility between different devices. While casino games span a wide range of devices, including tablets, smartphones and PCs, and in some cases, virtual reality systems, biometric solutions must be designed to work seamlessly across all platforms. Additionally, managing user privacy is a challenge. Perhaps this technology provides increased security due to the uniqueness of biometric indicators. However, if the provider stores user data in an insecure way, problems may arise with the use of personal biometric data.

An online attacker who has penetrated the system and gained access to casino databases can easily use this data for the purpose of fraud. This, in turn, is still more critical than a stolen password or PIN code.

Other disadvantages of the biometric system include:

  • False positives. Stolen biometric data can be used to create false positives. A false positive result from biometric measurements means that the system mistakenly accepts the user as eligible. False positives also sometimes occur due to very similar voices or faces.
  • Malfunction. Like any digital technology, biometric payments are based on software that can easily fail. Data recovery here is much more complicated than simply restoring access using a “lost” password.
  • High implementation cost. While biometric payments are a cheaper option for users, they are a big investment for casino providers. A secure and reliable biometric system can be expensive, and trying to save money can lead to lawsuits.
  • Scanner issues. Sometimes, there are problems with the scanner. The reason may be long eyelashes, dry skin on the fingers, colds when identifying voices, etc.
  • Privacy issues. After all, there are unverified and unlicensed online casinos that may collect and misuse your biometric data. Thus, your identity may be compromised.

It is critical for iGaming sites to prioritize protecting user privacy and comply with appropriate data protection regulations. Implementing strong payment authentication systems and transparent privacy policies can help alleviate these concerns.

What Conclusion Can We Draw?

Overall, biometric payments in online gambling offer a safer, faster, and more convenient way to conduct transactions. This is significant for gaming platforms. Due to the high competition in the online sector, this could be another plus point in the direction of one or another online game library.

Biometric payments increase security and protect against fraud, which plays a particularly important role in the world of iGaming. While many payment systems and casino sites receive certificates confirming transparency and security, biometric payments have already taken a strong position in many online casino markets.

At the same time, comfort and efficiency during the game increase. You do not need to remember your login and password for different payment systems. Again, you do not lose security, but only save time and get a better gaming experience. Thus, biometric payments are a cool modern feature that should be enabled in every reputable online casino.

Milica Kostic

Milica Kostic

Head of Content

Casino expert with 5+ years of experience. Excited about all things casino, from slots and roulette to promotions, innovations, and new gaming sites to explore. iGaming content marketing was a life-changing surprise for this bookworm philologist, a window into a dazzling world of chatty dealers and captivating entertainment. Therefore, she vowed to be the town crier of the best online casino sites on the web. Textbook Virgo. Celebrates successful articles with a chill wheat beer.

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