Blik vs. Przelewy24: The Best Payment Methods for Polish Gamblers

Poland is one of the greatest online gambling markets in Europe that continues to grow with more and more casinos every day. To make the players more satisfied and get their trust, online casinos offer trustworthy payment methods for fast, easy, and safe transactions without boring procedures. In this blog post, we will compare Blik vs Przelewy24 as the two most popular payment methods among Polish casino players. Let’s check all the details and decide which one should be your choice for all deposits and withdrawals in the future.

What is Blik?

Blik is a mobile payment service integrated into the Polish banking system, providing a fast, secure, and easy method for financial transactions. Launched in 2015, Blik has quickly become a widely used payment solution in Poland, supported by major banks such as PKO Bank Polski, Santander Bank Polska, Credit Agricole, Alior Bank, etc. Blik operates through a mobile app, allowing users to generate a unique six-digit code for each transaction, which can be used for online payments, in-store purchases, and ATM withdrawals. This system is designed to offer fast and secure transactions without physical cards or cash.

Blik enjoys wide use among Polish banks ensuring that many players have easy access to this payment method. The simplicity of generating a code through a mobile app for completing a transition has made Blik one of the best Polish casino payment methods out there.

Advantages of Blik

There are different Blik benefits that you can enjoy playing on Polish online casinos, but for this blog post, we will cover the following ones:

1. Instant Transfers – Blik transactions are processed in real-time, allowing users to immediately access their funds or complete purchases without any delays. This feature is beneficial for online casino players who need quick deposits and withdrawals to maintain a smooth gaming experience.
2. High-Security Standards – Blik is designed with high-security technology to protect financial information. Each transaction requires the generation of a unique code, which significantly reduces the risk of fraud and unauthorized access.
3. Simplicity of Use – All users can make payments anytime and anywhere using their mobile phones, eliminating the need for carrying physical cards or cash. The simple process of generating and entering a code makes it easy for users to complete transactions quickly without any worries. This is important for online casino players who are not tech-savvy but still want a pleasant gaming experience.

What is Przelewy24?

Przelewy24 is a famous online payment method in Poland, known for its efficiency, security, and versatility. As an intermediary between consumers and merchants, Przelewy24 uses quick and secure online transactions, making it a preferred choice for e-commerce and online services, including online gambling. This company was launched back in 2003 and has become a leading payment gateway in Poland, supported by a wide network of banks and financial institutions.

Przelewy24 operates by connecting users directly to their online banking platforms. When making a payment, users select their bank from a list of supported institutions, log into their online banking account, and authorize the transaction. This process ensures that payments are executed quickly and securely, leveraging the existing security protocols of the users’ banks. It supports various payment channels, including bank transfers, credit and debit cards, and mobile payments, offering flexibility for all Polish players.

Advantages of Przelewy24

Some of the Przelewy24 advantages stand out from the other competitors when it comes to the Polish online gambling market. Here are the most important ones:

1. Wide Acceptance and Integration – Przelewy24 is widely accepted across numerous online platforms, including many online casinos, making it one of the best payment choices for all players. Its extensive integration with over 165 banks ensures that most Polish users can easily access and use this payment method. Blik payments are also available via the Przelewy24 platform.
2. Payment Flexibility – Przelewy24 supports various payment channels, including bank transfers, credit/debit cards, and mobile payments. This versatility allows users to choose the payment method that best suits their preferences and needs, making it an attractive option for a wide range of users.
3. No Subscription Fee – Players will not be required to pay any fixed costs for registration and creating an account. Check the fee schedule on the official Przelewy24 website and make transactions with peace of mind.

Key Features and Benefits of Blik

Blik comes up with special features and benefits that are way different if we make a Blik versus Przelewy24 comparison. Most of them are related to the overall security and privacy regulations, as well as the transaction speed and fees for all casino deposits and withdrawals. Let’s check some of them down below:

Security and Privacy

• Encryption: Blik transactions are safe and legitimate by using strong encryption protocols, so the players’ data transmitted during transactions is protected from hackers and scammers. 
• MFA: There is a multi-factor authentication (MFA) as an extra layer of security. Each transaction requires users to generate a unique six-digit code through their mobile banking app, which must be entered to authorize the transaction. 
• Real-time monitoring: Blik uses advanced algorithms and real-time monitoring to help detect and prevent fraudulent transactions. If any unusual activity is detected, users are immediately notified, and appropriate measures are taken to secure their accounts.

When it comes to privacy, we have to mention that Blik minimizes the amount of personal and financial information shared during transactions. Users are not required to provide sensitive information thanks to the unique codes generated by their banking apps.

Transaction Speed and Fees

One of the standout Blik benefits is its transaction speed. Blik facilitates instant transfers, allowing users to deposit funds into their accounts or make payments in real time. This is particularly beneficial for online casino players who need quick access to their funds to continue gaming without any barriers. Withdrawals using Blik are also processed smoothly, typically within a few minutes, boosting the overall gaming experience for every Polish player.

Talking about the fees, we can say that Blik does not charge any fees for making transactions on its platform. However, your bank will charge you for using its services and the amount depends on the internal banking policies. The prices for using BLIK can be found in the table of fees and commissions of the bank whose application you are using. Also, if users are making international transactions or dealing with currencies other than the Polish zloty, they will face currency conversion fees. These fees can vary depending on the bank’s exchange rates.

Key Features and Benefits of Przelewy24

Similar to Blik, we have to say that Przelewy24 has a bunch of payment treats and goodies that are waiting for you in every corner. We will see more details about the security and privacy, and the overall protection mechanism, so let’s dive right into it:

Security and Privacy

• Secure Data Transmission: Przelewy24 uses advanced encryption technologies to secure data transmitted between users and the platform. This encryption ensures that sensitive information, such as bank details and transaction data, remains protected from potential fraud and suspicious access during the transaction process.
• Fraud Prevention Mechanisms: Przelewy24 integrates multiple layers of fraud prevention mechanisms to protect its users against fraudulent activities. This includes real-time transaction monitoring, which detects and flags suspicious activities quickly. 

Please note that Przelewy24 is designed to protect your personal and financial information by minimizing data exposure. When making a payment, users are redirected to the secure environment of their bank to complete the transaction. It means that Przelewy24 does not store sensitive information like bank account numbers or login credentials. 

Transaction Speed and Fees

Deposits made through Przelewy24 are typically processed instantly. This allows online casino players to quickly fund their accounts and begin playing without any delays. The fast availability of funds boosts the overall gaming experience by providing easier access to games and betting opportunities in comparison with other payment methods. Withdrawals, on the other hand, are also processed quickly via Przelewy24, without any boring procedures. 

All information about the fees is represented in the “Table of fees and charges” available on the official Przelewy24 website. For example, the registration, monthly subscription, system integration, and your first withdrawal to a Polish bank is free. Fees are included for the activation, for every next withdrawal, and for withdrawals of funds to a foreign bank or EURO (SEPA).

Comparing Security and Privacy

After making the Blik vs Prezelewy24 analysis, we come up with specific details about the strengths and weaknesses of both Polish payment methods. 

Blik Pros and Cons

Pros: 

• Encryption – Strong encryption protocols for data protection during the transactions.
• Multi-Factor Authentication (MFA): An extra layer of security in the form of unique code that reduces the risk of fraud.
• Transaction Monitoring: Users are notified immediately if any unusual activity is detected.

Potential Cons:

• Dependency on Mobile Devices: The security of Blik transactions heavily relies on the user’s mobile device. If the device is lost or compromised, there could be a risk to the user’s financial security.

Przelewy24 Pros and Cons

Pros

• Confidentiality of Financial Data: Users complete transactions within their bank’s secure environment as Przelewy24 does not store sensitive information.
• Bank Integration: Leveraging the privacy controls and security measures of users’ banks.
• Variety of payment options: Make transactions via credit/debit cards, Apple Pay, Google Pay, e-wallets, currency payments, etc.

Potential Cons:

• Shared Responsibility: The privacy of Przelewy24 transactions depends on both the platform and the bank’s privacy policies. Any privacy issues within the banking system could potentially affect Przelewy24 users.

Examples of Secure Transactions for Online Casino Players

As one of the most popular Polish online payment methods, Blik offers instant secure transactions in different online casinos where it is accepted. Here is an example of how the process is done step-by-step:

Instant Blik Deposits:

1. A player decides to deposit funds into their online casino account. They navigate to the casino’s payment section and select Blik as their payment method.
2. The player opens their mobile banking app, where they generate a unique six-digit Blik code.
3. Next, the player should enter this code on the online casino’s payment page. The transaction is processed instantly, and the funds are available in the casino account within a second.
4. Throughout this process, the transaction is encrypted, and the use of multi-factor authentication ensures that only the player can authorize the deposit.

Secure Blik Withdrawals:

1. After winning a game, the players are most likely to withdraw their winnings. They select Blik as the withdrawal method in the online casino’s cashier section to do it.
2. The online casino sends a notification to the Blik mobile banking app where the player is expected to make a confirmation.
3. The player should open the Blik app and confirm the withdrawal request by entering a unique Blik code generated for this specific transaction.
4. Once confirmed, the withdrawal is processed quickly, and the funds are transferred to the player’s bank account. The entire transaction remains secure through encryption and the mobile app’s built-in security features.

We are not done yet, because there is an explanation for all casino players who prefer Przelewy24 as a payment method in their chosen casinos. For example: 

Quick Przelewy24 Deposits:

• To deposit in the chosen online casino, the player should choose Przelewy24 from the list of available deposit methods in that casino. 
• Next, the player will be redirected to a Przelewy24 website, where they select their bank from a list of supported institutions.
• After selecting the preferred bank, the player is redirected to their bank’s online banking portal. They log in using their secure credentials and confirm the payment amount.
• The bank processes the transaction immediately, and the player is redirected back to the online casino with the funds automatically available in the casino account and the game can start with no barriers.

Protected Przelewy24 Withdrawals:

• When a player wants to withdraw their winnings, the Przelewy24 option must be selected from the cashier section of the online casino.
• The player is required to choose the preferred bank and will be redirected to the secure online banking portal.
• The player then is required to log in with the secure banking credentials and confirm the withdrawal amount. The bank processes the request, and the funds are transferred to the player’s bank account.
• The entire process benefits from the security features of Przelewy24 and the bank’s secure environment, including encryption and two-factor authentication.

Ease of Use and Accessibility

Setting up Blik is straightforward for players who already have a mobile banking app from any Polish bank. They simply need to activate the Blik service within their app, which usually involves a few easy steps and minimal time. Blik offers a user-friendly interface where everything is represented. Generating a Blik code involves opening the banking app and tapping a few buttons. The codes are displayed, and the process is simple enough for non-tech-savvy people too. 

Przelewy24, on the other hand, does not require a separate setup process. Players simply need to have an online banking account with one of the many supported banks. They should select their bank, login, and confirm the payment, all within a few clicks. All transactions are made through players’ bank websites or mobile apps and they can use the same user-friendly environment as they use for other banking activities.

Accessibility in Polish Online Casinos

Blik is widely accepted at numerous Polish online casinos thanks to its popularity and integration with major Polish banks. Players can find Blik as a payment option at many leading online gambling platforms, making it highly accessible on the market. Przelewy24 is also highly accessible and widely accepted at Polish online casinos, thanks to its extensive network of supported banks. All of that makes it a popular choice for many players. Both payment methods offer modern and exciting solutions for online casino players, with slight differences in user experience and accessibility depending on personal preferences and banking policies.