CBM Writer

Pay by Phone Casino Payment Platforms: Pros & Cons

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March 23, 2021

Considering how mobile devices have become important in every aspect of our lives, gaming and gambling is definitely one sphere where their convenience and benefits really shine. Smartphones have become nearly indispensable and more and more casino gamblers want to sample the delights of online gambling via mobile. The transition from desktop to mobile is smooth and hassle-free thanks to mobile-compatible tools like pay by phone solutions.

Pay by phone casinos online allow their members to manage their banking fully on mobile. The model has been adopted by various deposit and withdrawal payment processors, resulting in an efficient, flexible and user-friendly way of keeping your casino balance in check.

How Does Pay by Phone Work?

So, what is pay by phone about? There’s no mystery to it, the term “pay by phone” itself is an indicator enough. The tool enables you to pay using your phone. At pay by phone online real money casinos, players can carry out deposits through their smartphones, which is massively convenient.

The service makes one’s phone a great alternative to a credit or debit card. The payment is made either from the phone’s existing credit or billed at a later time. The only relevant piece of information that is necessary to make such a transaction possible is the user’s mobile phone number.

No account registrations required, no maintenance fees, remembering usernames and passwords. Just provide your “digits” (is that how the hip kids talk nowadays?), and you are good to go. Using any of the available pay by phone services does not require disclosing any sensitive information. By opting for this solution, you can also monitor your spending in a more efficient way. Most players would agree pay by phone is ideal or playing casino games at mobile casinos. Why not take advantage of such a broad-minded package?

Now, we aren’t saying pay by phone is perfect and ideal for everyone. Some players will not be able to use a pay by phone variant due to not having a phone number from an eligible network provider. In addition, you can only top up your account using mobile phone credit or bill charge. You cannot withdraw your winnings from the casino using pay by phone tools. For some, this can be a major drawback. Objectively, the benefits of the service are tough to beat.

Here are some of the top pay by phone options you’ll find at most decent mobile casino cashiers:

Boku

Many casinos worldwide accept Boku mobile payment service. It is significantly easy to use and contributes immensely to the popularity of similar banking methods. The solution originates from Derbyshire, UK. The UK market is still one of the main areas where Boku operates, allowing users to make deposits to casino accounts using nothing but their mobile phone number.

Mobile carriers like EE, O2, Three and Vodafone all their customers to take advantage of Boku for casino payments. The transactions are confirmed via SMS and they take less than 60 seconds. The Phone-Paid Service Authority (PSA) oversees payments made by the Boku service and their value is deducted from the existing credit on the user’s phone plan.

Pros

  • Text message authorization
  • Compatible with major phone networks across the UK and Europe
  • No need to provide bank account details
  • Some casinos offer exclusive bonuses for Boku deposits

Cons

  • Casino withdrawals not supported
  • Daily deposit limits

Payforit

Payforit is a mobile banking method that works in conjunction with all the main service providers in the UK (EE, O2, Vodafone, Three). It also requires nothing but your phone number to carry out a deposit, adding a neat little feature. If you are using your mobile data, the service has an AutoDetect tool that identifies your number so that you don’t even need to enter it. With WiFi connection, you do need to pride the number aside from the deposit size.

Obviously, you don’t need to open an account to top up your gambling account with Payforit. The service is renamed at some casinos to Pay by Mobile, Charge to Bill or Pay via Phone, but rest assured it is the same solution. Depending on your tariff/mobile plan, your deposit may be charged on your next bill or simply deducted from existing credit.

Pros

  • Encourages players to control their spending
  • No security risks (requires no bank account details)
  • Universal, supported by any type of mobile phone
  • Suitable for budget players

Cons

  • Low transaction limits not ideal for high-stakes players
  • Too focused on the UK
  • Not a withdrawal option

Siru Mobile

Siru Mobile comes from Helsinki, Finland. The service makes use of the potential of mobile devices by allowing consumers to use carrier billing. The model applies so well in topping up gambling accounts at mobile casinos. As long as your mobile network supports the use of charge over mobile services, you are good to go. Virgin Mobile, for instance, will allow its customers to use Situ Mobile for the purposes of making casino deposits.

With a mobile phone number you can send a deposit to your gambling balance and pay for the amount later through your phone bill. If you want to keep track of your transactions, you can set up a profile on the Siru Mobile website. You don’t have to. You can simply carry out your payment, confirm it through text message and get it over with, clean and simple.

Pros

  • All you need is a smartphone with a valid SIM
  • Instant deposits
  • Thorough security routine (2FA)
  • No bank accounts/credit or debit cards required

Cons

  • Only available in a few countries
  • Mobile casino withdrawals are not possible

Zimpler

Zimpler has been available since 2012. It was developed by a Swedish company and was originally known as PugglePay. The core of the solution is an electronic wallet specifically designed to cater to the niche online gambling industry. To use Zimpler, a person needs to provide a valid phone number. They will receive a specific verification code on their mobile to sign up and also use their number as a password for each subsequent sign-in.

When you process a deposit via Zimpler, where does the money come from? Well, you have two options. Either you opt to receive a bill via text message that you can pay through bank transfer or you link your Zimpler wallet profile with a card. The transactions will then be deducted from the card balance automatically.

Pros

  • No pre-registration required
  • Every payment is approved with a one-time SMS code
  • Approved by Sweden’s FSA
  • All payment details stored in one place

Cons

  • No dedicated app, accessible on browsers only
  • Fee charges
  • Typically not available for withdrawals

Pay by Phone Bill

Pay by Phone Bill is not a single method per se. It is a concept of methods that allows you to pay for your online casino deposit through your mobile phone bill. It is also called mobile billing or carrier billing. Other than immense convenience, this way of topping up one’s casino balance is clearly safer than using traditional options such as credit cards. Paying by phone bill only requires a phone number and you don’t share any other financial or personal info.

There are some details to be mindful of. For instance, players might experience extra charges if their service provider bills them for text messages or data consumption. On the bright side, casinos do not charge additional fees for using the mobile phone bill service.

Pros

  • Easy and convenient way to pay for casino deposits
  • No need to expose your credit card or banking information
  • Play now and pay later
  • Transactions digitally encrypted and confirmed by SMS

Cons

  • A one-way payment service (no withdrawals)
  • Not all phone networks provide mobile billing services

Summary

As the mobile gaming industry moves forward, we expect to see a lot more methods enabling users to attend to their gambling finances via their handheld gadgets. Paying with your mobile credit or later with your regular phone bill eliminates any hassle an online casino player can imagine. You just pick up your phone and pay in a few simple steps, without looking back. As far as mobile casinos go, options like this are hitting the mark.

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