Milica Kostic

Milica Kostic

How Pay by Phone Casinos Make Mobile Deposits Fast and Easy

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July 10, 2025

Mobile devices have transformed how we approach everyday tasks, and online gambling is no exception. Today, smartphones are the primary choice for many casino players who want fast and convenient access to their favourite games. The shift from desktop to mobile has been seamless, thanks to payment tools designed specifically for handheld devices.

One popular option is pay by mobile phone. This solution allows players to make casino deposits directly through their phone without needing to enter bank details or card numbers. Pay by phone casinos let members manage their deposits quickly and easily on mobile, offering a flexible and user-friendly way to keep their gaming balance topped up.

How Does Pay by Phone Work?

So, what is pay by phone about? There’s no mystery to it, the term “pay by phone” itself is an indicator enough. The tool enables you to pay using your phone. At pay by phone online real money casinos, players can carry out deposits through their smartphones, which is massively convenient.

Pay by mobile phone services turn your phone into a simple alternative to credit or debit cards. Payments are either deducted from your existing mobile credit or added to your phone bill for later payment. To complete a transaction, all you need is your mobile phone number.

There’s no need to create new accounts, remember usernames and passwords, or pay maintenance fees. You simply enter your phone number, confirm the payment via SMS, and the deposit is processed instantly. This method doesn’t require sharing any bank or card details, offering a safer way to manage your casino spending. Many players find pay by phone services ideal for mobile casino gaming because they make deposits quick and straightforward.

However, this option isn’t suitable for everyone. Some players may be unable to use pay by phone if their mobile network doesn’t support the service. It’s also important to note that while you can top up your casino balance using your phone, you cannot withdraw winnings this way. For some, this limitation can be inconvenient. Even so, pay by mobile phone remains a popular choice for its speed, security, and simplicity.

Placing a deposit at an online casino via pay by phone solution

Here are some of the top pay by phone options you’ll find at most decent mobile casino cashiers:

Boku

Many casinos worldwide accept Boku mobile payment service. It is significantly easy to use and contributes immensely to the popularity of similar banking methods. The solution originates from Derbyshire, UK. The UK market is still one of the main areas where Boku operates, allowing users to make deposits to casino accounts using nothing but their mobile phone number.

Mobile carriers such as EE, O2, Three, and Vodafone allow their customers to use Boku for casino deposits. Payments are confirmed via SMS and usually take less than a minute to process. The Phone-Paid Services Authority (PSA) regulates these transactions, ensuring they remain secure and reliable. When you make a payment with Boku, the amount is deducted directly from your existing phone credit or added to your next mobile bill.

Pros

  • Text message authorization
  • Compatible with major phone networks across the UK and Europe
  • No need to provide bank account details
  • Some casinos offer exclusive bonuses for Boku deposits

Cons

  • Casino withdrawals not supported
  • Daily deposit limits

Payforit

Payforit is a mobile payment method supported by all major UK providers, including EE, O2, Vodafone, and Three. To make a deposit, you only need your phone number. If you’re using mobile data, Payforit’s AutoDetect feature automatically identifies your number, so you don’t even have to enter it manually. However, if you’re connected via WiFi, you will need to enter your phone number along with the deposit amount.

Obviously, you don’t need to open an account to top up your gambling account with Payforit. The service is renamed at some casinos to Pay by Mobile, Charge to Bill or Pay via Phone, but rest assured it is the same solution. Depending on your tariff/mobile plan, your deposit may be charged on your next bill or simply deducted from existing credit.

Pros

  • Encourages players to control their spending
  • No security risks (requires no bank account details)
  • Universal, supported by any type of mobile phone
  • Suitable for budget players

Cons

  • Low transaction limits not ideal for high-stakes players
  • Too focused on the UK
  • Not a withdrawal option

Siru Mobile

Siru Mobile comes from Helsinki, Finland. The service makes use of the potential of mobile devices by allowing consumers to use carrier billing. The model applies so well in topping up gambling accounts at mobile casinos. As long as your mobile network supports the use of charge over mobile services, you are good to go. Virgin Mobile, for instance, will allow its customers to use Situ Mobile for the purposes of making casino deposits.

With a mobile phone number, you can send a deposit to your gambling balance and pay for the amount later through your phone bill. If you want to keep track of your transactions, you can set up a profile on the Siru Mobile website. You don’t have to. You can simply carry out your payment, confirm it through text message and get it over with, clean and simple.

Pros

  • All you need is a smartphone with a valid SIM
  • Instant deposits
  • Thorough security routine (2FA)
  • No bank accounts/credit or debit cards required

Cons

  • Only available in a few countries
  • Mobile casino withdrawals are not possible

Zimpler

Zimpler has been available since 2012. It was developed by a Swedish company and was originally known as PugglePay. The core of the solution is an electronic wallet specifically designed to cater to the niche online gambling industry. To use Zimpler, a person needs to provide a valid phone number. They will receive a specific verification code on their mobile to sign up and also use their number as a password for each subsequent sign-in.

Where does the money come from when you process a deposit via Zimpler? Well, you have two options. Either you opt to receive a bill via text message that you can pay through bank transfer or you link your Zimpler wallet profile with a card. The transactions will then be deducted from the card balance automatically.

Pros

  • No pre-registration required
  • Every payment is approved with a one-time SMS code
  • Approved by Sweden’s FSA
  • All payment details stored in one place

Cons

  • No dedicated app, accessible on browsers only
  • Fee charges
  • Typically not available for withdrawals

Pay by Phone Bill

Pay by Phone Bill isn’t a single payment method but rather a category of services that let you fund your online casino account through your mobile phone bill. It’s also known as mobile billing or carrier billing. This approach is not only convenient but also safer than traditional options like credit cards, as it requires only your phone number without sharing any bank or card details.

However, there are a few points to keep in mind. Some mobile providers may charge extra fees for text messages or data usage related to these transactions. On the plus side, online casinos typically don’t add any additional fees for deposits made via your phone bill.

  • Easy and convenient way to pay for casino deposits
  • No need to expose your credit card or banking information
  • Play now and pay later
  • Transactions digitally encrypted and confirmed by SMS

Cons

  • A one-way payment service (no withdrawals)
  • Not all phone networks provide mobile billing services

Summary

As the mobile gaming industry moves forward, we expect to see a lot more payment methods enabling users to attend to their gambling finances via their handheld gadgets. Paying with your mobile credit or later with your regular phone bill eliminates any hassle an online casino player can imagine. You just pick up your phone and pay in a few simple steps, without looking back. As far as mobile casinos go, options like this are hitting the mark.

Milica Kostic

Milica Kostic

Head of Content

Casino expert with 5+ years of experience. Excited about all things casino, from slots and roulette to promotions, innovations, and new gaming sites to explore. iGaming content marketing was a life-changing surprise for this bookworm philologist, a window into a dazzling world of chatty dealers and captivating entertainment. Therefore, she vowed to be the town crier of the best online casino sites on the web. Textbook Virgo. Celebrates successful articles with a chill wheat beer.

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