Apple Pay logo
company Apple Inc.
map Cupertino, California, USA
calendar 2014
check-circle 441,000,000+
wallet 0%-3%
superb

CBM Rating

Superb

85.00%
reputation
87%
availability1
71%
wallet1
86%
lock
96%
headphones
85%
like
dislike
  • Withdrawals not supported
  • Apple device is required
superb

CBM Rating

Superb

85.00%

Detailed Review of Apple Pay

Apple Pay is a cashless mobile payment method built into all Apple devices. Some 70% of retailers in the US have already accepted this advanced technology. The digital financial service is one of the safest ways to make all sorts of purchases, either online, within apps, or at brick-and-mortar stores.

Unique biometric Touch ID and Face ID features allow you to make secure contactless payments in a flash.
Designed and serviced by Apple Inc, one of the world’s most famous companies, Apple Pay has drawn a lot of attention from the outset. This is the reason why our team of FinTech and iGaming experts zoomed in on Apple Pay.

Having all the necessary knowledge and experience, we’ve managed to scrutinize this eWallet and present here the impartial overview to help you decide if Apple Pay is for you. Learn how to make a deposit and withdraw from the online casino… Houston, we have a problem! Well, continue reading to find out yourself.

Top Casinos That Accept Apple Pay Deposits

As one of the latest banking options, limited to Apple users only, it doesn’t t surprise that there aren’t many online casinos offering this payment method. One more reason why Apple Pay is not that widespread is that it’s still limited to a certain number of countries and territories. However, the number of states is continually growing. As a result, more and more online casinos are starting to adopt this payment service. Although the selection was not that extensive, we’ve managed to prepare a list of the best Apple Pay online casinos.

filter Filter
Select by Market

LeoVegas

91.17%

18 + | New Customers Only |

T&C Apply
money-bag 100% up to €100
cherry 50 Free Spins
  • Impeccable reputation
  • 200+ live dealer tables
  • Seven gaming licences

Casumo

87.83%

18 + | New Customers Only |

T&C Apply
money-bag 100% up to €300
cherry 20 Free Spins
  • Free deposits & withdrawals
  • Reel Races
  • Evolution & Playtech live dealers

888 Casino

87.67%

18 + | New Customers Only |

T&C Apply
money-bag 100% up to €140
cherry 88 Free Spins
  • 10 gaming licences
  • In business since 1997
  • Top-notch live casino

Company Background

Book icon

Apple Pay is a mobile payment service and eWallet developed by Apple Inc, an American multinational company and the world’s tech giant. The history of Apple Pay officially began in 2014, when Tim Cook announced the service during an iPhone 6 launching event. But, the company was preparing for the involvement in the world of payment for years.

In 2013, Apple joined forces with Visa, Mastercard, and American Express. The three companies worked independently to find the best way to replace the traditional information-sharing payment system with one-time digital tokens. In mid-2013, Apple contacted several big banks but didn’t disclose their names.

Finally, on September 9, 2014, Apple Pay was officially introduced. Tim Cook, the Apple CEO, said that Apple Pay was developed to enable secure online and offline transactions. He emphasized that bank card payment processes are outdated and vulnerable due to exposed numbers and unsafe security codes.

The iOS 8.1 software update and a new device enabled swift activation of Apple Pay on compatible Apple devices. At the outset, the service was available in the US only, but soon an international roll-out followed. Apple Pay is continually spreading its footprint and is supported by all top banks and their cards.

Target Markets

Target icon

Apple Pay is available in 60 countries globally in the following regions: North America, Latin America and the Caribbean, Asia Pacific, Middle East, and Europe. You can use this digital payment method in all EEA (European Economic Area) countries. Some of the countries where you can make online and offline transactions with this advanced mobile financial solution are the UK, USA, Canada, New Zealand, Brazil, Japan, Norway, Italy, Spain, etc. The list is ever-expanding so if the service is currently not available in your country, check the official website regularly.

Apple Pay works with hundreds of the world’s major banks and accepts credit and debit cards in all countries where the service is enabled. Some of the well-known banks cooperating with Apple Pay are Bank of America, Deutsche Bank, HSBC Bank, J.P. Morgan, Goldman Sachs, Morgan Stanley, etc. Apple Pay supports international payment and credit card networks (Mastercard, Visa, American Express, Discover) and local financial schemes like China’s UnionPay, Japan’s JCB, and Germany’s Girocard.

How to Set Up an Apple Pay Account: Step by Step Guide

  1. Set up Apple Pay

    Setting up Apple Pay is easy. You just have to register your credit, debit, or prepaid cards with Apple Pay on each iOS device you wish to use. To start, you need an eligible device: iPhone, iPad, Apple Watch, or Mac featuring a Wallet app. Devices capable of using Apple Pay on the web (in Safari) or within iOS apps are those with Touch ID or Face ID (except the iPhone 5s).

    Then, you need to reside in a region/country where Apple Pay is enabled. The cards you want to use need to be from a participating card issuer. The devices must have the latest iOS, watchOS, and macOS versions. Finally, your Apple ID account has to be signed in to iCloud.

    Depending on the device, you can store and use 8-12 cards. The older models support eight cards, while on the new ones, you can add a maximum of 12 cards.

  2. Add cards to your iPhone

    Open the Wallet app on your phone, and tap a plus sign at the top right corner. Scan a card by positioning it correctly within the frame. Next, follow bank instructions, and soon, the card will be available in your Wallet app. You might need to download a bank or card issuer app to enable the card within eWallet. Be aware that the bank or card issuer will verify the card and inform you if you can use it with Apple Pay.

  3. Register a card on your iPad

    Find Wallet & Apple Pay within the Settings. Click “Add Card” and follow the steps. If you are asked to add a card you use with your Apple ID, enter the card’s security code. Click Next, and the bank will authenticate the data and inform you if Apple Pay supports this card.

  4. Add a card to Apple Watch

    Go to the Apple Watch app on your iPhone. Click the “My Watch” tab and open Wallet & Apple Pay. Follow the required steps. To start using the card, the card issuer or your bank must check the information and decide if you can use it with Apple’s digital wallet. When the card is accepted, return to Wallet & Apple Pay and click on the newly added card.

  5. New card on your Mac

    To use Apple Pay from your Mac, you need a Mac model with the Touch ID feature built-in. The models without this feature cannot finish the transaction. If this is the case, you can complete the payment from the iPhone or Apple Watch. To do so, go to Settings on your iPhone, open Wallet & Apple Pay, and turn on “Allow Payments on Mac.”

    If you have a Mac with a Touch ID, you can easily register a new card by going into System Preferences and opening Wallet & Apple Pay. Click “Add Card” and go through a step-by-step procedure.

    If the system prompts to add the card you use with your Apple ID, you must provide its security code. Click “Next.” The card issuer or the bank will now verify the request and decide if Apple Pay supports this card. If the card is accepted, click “Next” and start using Apple Pay.

  6. Additional information

    Make sure you log in to the iCloud account on all your devices. On your iOS device, you need to set up Touch ID using a fingerprint scanner, Face ID (selfie), or a passcode. On Apple Watch, you only have to define a passcode. In case you sign out of iCloud or delete the password, your cards will be removed from the device.

Available Currencies

Casino Deposits and Withdrawals

Withdrawal icon

If you’ve succeeded in finding the online casino that accepts Apple Pay, or you’re lucky enough that your favorite casino already has it, making a deposit is easy.

  1. Sign in, go to the cashier page and find Apple Pay.
  2. Select it as a payment method.
  3. Enter the sum you wish to upload to your gambling account. If you have more than one card in the Wallet, select the one you want to use to top up the balance.
  4. You then must verify this transaction with your fingerprint or a Face ID. And you’re done.

Speaking of withdrawals, at the moment of writing, Apple Pay cannot be used for casino cashouts. In most cases, you’ll be prompt to withdraw using a bank transfer or bank card. We hope to see this changed soon!

Detailed Overview of Transaction Fees

Overview icon

One of the main benefits of using Apple Pay at online casinos is that both the casino and Apple doesn’t charge anything for using the service. It means that you can top up your online gambling balance with no extra costs. The only fees you may come across are those charged by your payment service provider. Also, bear in mind that if you use a credit card to recharge the balance, Apple Pay will charge a 3% transaction fee. If you’re wondering how this is possible, don’t worry. Apple Pay charges a small fee from the banks.

To confirm the claims that online casinos don’t charge any fees on Apple Pay deposits, we’ve checked 888casino and Bwin. Both casinos confirmed they did not apply any fees to deposits made via Apple Pay. Nevertheless, we advise you to read the casino Terms & Conditions and check the payment methods page in detail to avoid any unpleasant surprises.

What are the Timeframes for Apple Pay Payments at Online Casinos

Time icon

Another great thing about Apple Pay is that transactions are processed quite fast. Actually, instantly in most cases. At 888casino, the deposit processing time for Apple Pay is up to 10 minutes. This is an estimated time 888casino has for many payment options. So, for Apple Pay, the actual waiting time should be far less than 10 minutes, more likely within a few seconds, if not immediate.

Deposit and Withdrawal Limits

Limits icon

When it comes to the minimum and maximum amount you can deposit with Apple Pay, these may vary across different online casinos. In most cases, the minimum limit ranges between £5 and £10. At 888casino, the minimum deposit amount for Apple Pay is $10/€10/£10. Bwin online casino has a minimum deposit of £5, while the maximum would be associated with the deposit limit you set in your account. The casino also says they accept Apple Pay deposits only in EUR, GBP, and USD.

According to some information, the upper deposit limit may vary from £3,000 to £10,000. Still, you need to check this by going through the Terms & Conditions and banking policy at an online casino. Furthermore, the limitation may be imposed by your bank too. Either way, be sure to check the fine print before proceeding.

Best Apple Pay Casino Bonus

Even though there aren’t many online casinos offering this payment method, those that do accept deposits with Apple Pay offer some exciting incentives. We expect to see more and more online casinos welcoming Apple Pay at the cashier section. As a result, we are sure that these incentives will be enriched with free spins and cashback in the future. To find out more about online casino promotions, we bring you our selection of the best Apple Pay online casino bonuses.

100% up to €100 + 50 Free Spins
Get Bonus
LeoVegas

Deposit

Not needed

20x

Ongoing

€10

No maximum

89%

Up To €100 Live Blackjack Bonus
Get Bonus
Up To €100 Live Blackjack Bonus

Free Play

Not needed

30x

Ongoing

No minimum

€500

84%

Live Roulette Daily Lucky 8
Get Bonus
Live Roulette Daily Lucky 8

Deposit

Not required

30x

Ongoing

€8

€500

84%

100% up to €140 + 88 Free Spins
Get Bonus
888 Casino

Deposit

Free Play

Not needed

30x B

Ongoing

€20

€500

83%

100% up to €300 + 20 Free Spins
Get Bonus
Casumo

Deposit

Welcome Package

Not needed

30x (D+B)

Ongoing

€10

No maximum

66%

Security

Banking security icon

Apple Pay is much safer than using a physical bank card with a number and cardholder name on it. The service was developed to enable safer transactions using the EMV Payment Tokenisation Specification. Apple Pay protects customer payment information by replacing the card’s number with a Device Primary Account Number that is tokenized. The technology then generates a unique security code for each transaction.

Apple doesn’t store the card’s number on any of its devices or Apple servers, and it doesn’t share your identity with the merchants. Furthermore, to finish the payment, you have to authenticate each transaction using biometric security, your unique Touch ID, Face ID, or passcode.

Customer Support

working-hours
Working Hours

Mon-Fri: 00:00-24:00

Weekend: 00:00-24:00

comments
Chat

Yes

Apple Pay has a comprehensive support page on the official website. If you haven’t found the answer to your question, contact Apple Pay Customer support directly. Start your support request online or call your local country number. Find the full list of numbers in the footer of their official website.

To initiate contact online, visit the support page, select the region and your country. Support tools are customized by location. Then, tap “More” to find Apple Pay. Specify the issue by picking one of the available options. Apple will offer you to talk to support immediately, schedule a call, or leave contact information.

For some problems, you’ll be able to use live chat. After sending a request, the waiting time to start communicating with an Apple representative is 5 minutes or less. You can also contact them on Twitter @AppleSupport, or download the Apple Support app. At Twitter, they respond real fast and are truly helpful! Twitter support working hours are every day, between 5 am – 8 pm PST (11 am – 5 am CEST).

Player Experiences

Apple Pay is one of the most recent payment methods available at online casinos. As a new and iOS-only service, Apple Pay has both good and bad reviews.

The majority of reviewers are satisfied with this service, stressing how easy and secure transactions are with Apple Pay. The fact that contactless payment is made within seconds, with just a few clicks, is what people like most. Furthermore, you just need a phone or a watch to make any transaction on the go.

The users like this time-saving “feature” and safety with Touch ID or Face ID authentication for each payment. You can even hear people saying that Apple Pay allows them not to bring a wallet or credit cards anymore. Also, setup is straightforward as the Wallet app is pre-installed and capable of integrating up to 12 bank cards.

However, you can use Apple Pay only if you own an Apple device, which is one of the disadvantages. This payment solution is still available in a limited number of countries, making it less appealing.

But, the vast majority of players who tried Apple Pay complain about the same things. There aren’t many online casinos with this banking option, and you cannot use it for withdrawals.

Extra Features

Apple has a range of gift cards you can redeem or add money into your Apple Account Balance. You can then use these amounts to purchase different Apple products, games, movies, TV shows, apps, accessories, music, etc. Apple also has Apple Card currently available only to US users.

Using this card with Apple Pay, you become eligible for 2% Daily Cash Back with every purchase. Apple Card has no fees. To receive cash rewards, you can also order an Apple Cash card and have real money deposited right onto the card in the Wallet App. This service is also for the US only.

Apple rewards you with a 3% daily cash when using Apple Card to buy anything from Apple. You will get the same 3% back on purchases at selected merchants like Nike, Uber, Exxon, etc.

If you own the Apple Card, you can buy certain Apple products in monthly installments, interest-free. The users from the United States can even send and receive money with Apple Pay directly from the Messages or by asking Siri.

Apple Pay allows you to pay for public transit using iPhone and Apple Watch with an Express Transit mode. Express Transit is available in the following countries: China, Japan, Hong Kong, United Kingdom, and the US.

However, you can pay for the ride even without Express Transit, using the Wallet cards in these countries: Australia, Singapore, Taiwan, Canada, the US, China mainland, and Russia.

Mobile Capability

ios

Apple Pay is a contactless mobile payment method available on all modern iPhones and Apple Watches. The Wallet app is pre-installed on the phone, so you don’t have to download or set up anything. You only need to add cards you want to use with the service. And that’s it!

Contactless payments are made through the phone’s near-field communication (NFC) tech, tightly controlled by Apple. You can use Apple Pay directly in apps too. If you’ve downloaded a casino app, you’ll be able to make deposits in seconds.

Interesting Facts

  • During the service development in 2013, Apple reached out to several big banks but did not reveal their names. One of them was JPMorgan that took this secrecy seriously! They've set up a windowless "war room" for all the sensitive work. Of 300 people working on the project, only 100 knew that Apple was the client. Even the ones closest to the project didn't realize that the name was "Apple Pay." They learned this during the official launch a year later.
  • The first two countries to adopt Apple Pay after the United States were the United Kingdom and China. These two countries jumped on board in 2015, giving the service the needed support.
  • Apple has introduced the first-ever titanium Apple Card you can use worldwide thanks to Mastercard, Apple's global payment partner. There are no numbers or names on it. The card is ideal for shopping on websites and apps that still don't accept Apple Pay. To buy online, just enter the virtual card number saved in your Wallet app. In Safari, these data are auto-filled.
  • Apple Card is issued by the famous Goldman Sachs Bank USA, Salt Lake City Branch. This is the first consumer credit card Goldman Sachs has ever issued.
  • In February 2020, Apple Pay accounted for 5% of global card transactions. The new forecasts say Apple Pay will reach 10% market share by 2025. It means that this payment method may handle 1 in 10 card transactions, which would be a serious disruption of the payment ecosystem.
  • Some estimates say that 48% of iPhone users had enabled Apple Pay.
  • Transport for London is the UK's most used Apple Pay merchant. Transport for London is Apple Pay's official UK launch partner.
  • You can use Apple Pay for the following Apple services: Apple News+, iTunes, Books, Apple Music, Apple Store, iCloud, App Store. You can shop in hundreds of stores in the US, including Disney Store, Dunkin, Levis, KFC, Lego, McDonald's, Pizza Hut, Sephora, Starbucks, Target, etc. In the UK, you can purchase at Costa, Lidl, M&S, or within the apps: Adidas, Booking.com, easyJet, TransferWise, and more.

FAQ

Yes and no. Apple Pay is allowed to deposit funds into your gambling account, but withdrawals are not possible. So, you’ll have to pick an alternative that suits you best.

Online casinos don’t have any fees for deposits with Apple Pay. Also, Apple doesn’t charge users anything.

Definitely yes. Apple Pay was developed to improve the security of online and offline transactions. An innovative technology replaces a standard data-sharing payment system with dynamic digital tokens enhanced with biometric authentication for each transfer.

Apple Pay is currently accepted in 60 countries and territories. To check if your country is on the list, visit the official website.

If you’re looking for a fast and safe way to fund your gaming balance, Apple Pay is the right choice. However, the number of online casinos that allow this banking method is still relatively low. And, most importantly, you can not cash out the winnings with Apple Pay. Therefore, first, check which alternatives you have at your favorite online casino before a deposit.

The deposits are processed instantly or within a few minutes.

Compatible devices include iPhone 6 or later models, iPad (Pro, Air, and mini), Apple Watch Series 1 or newer, and Macbook. All devices need to have Touch ID and Face ID enabled.

To finish the payment, you must verify each transfer with Face ID, Touch ID, or passcode. Double click the side button on the phone or watch and select Touch or Face ID. Touch the button or glance at the screen, hold the iPhone near the reader screen, and wait to hear the approval beep. Use Apple Pay wherever you see one of the two Apple Pay logos.

Similar Banking Methods

84%
Boku Logo
Review & Best Casinos
  • Good option for UK players
  • Extremely convenient
  • Bank account not required
Read Review
89%
MuchBetter logo
Review & Best Casinos
  • Quick casino deposits & withdrawals
  • Available around the globe
  • Designed with iGaming focus
Read Review
83%
Siru Mobile logo
Review & Best Casinos
  • Pay with phone number
  • Maximum security
  • Easy to use
Read Review
84%
MiFinity Logo
Review & Best Casinos
  • Safe and fast transactions
  • No fees charged by online casinos
  • Low withdrawal fees
Read Review
arrow