Discover Card Casinos – Using Discover at Online Casinos

Last updated: 3 July 2023

Discover is a credit card service popular among American residents. It is also accepted as a payment option at many licensed online casinos. Hence, customers at online casino sites can easily register this method as a payment option. It offers standard secure payment options without any additional fee charged. 

In the sections below, we look at the company, the extent of its operations, and how customers can sign up for a Discover credit card account.

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The number of online casinos is growing by the day in the gaming industry. We have collected the casinos that accept Discover Card and we are keeping the list up to date, including all the new casinos that are rising.

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Discover History and Development

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Internationally accepted credit cards are that of Visa and MasterCard companies. However, US residents also have another option available for them, the Discover credit card. It gives them several options and comes in eight different types. These carry different rates and terms. Hence, one can choose a card as per their lifestyle and spending preferences.

Discover is a payment option popular on many online sites today, especially those open to US customers. Though the credit card company started originally in 1985, it has evolved with the times. Hence, today it allows fast and secure payments at several online sites. Also, usually, there are no processing or annual fees applicable. 

Today it is as popular for payments in the US as Visa, MasterCard and Amex cards among US customers. Also, several international sites accept Discover as a payment option. As a result, US customers can make financial transactions at international sites using their Discover card. This includes several online casinos as well. Overall, there are about 200 countries that accept Discover credit cards as of today.

Discover Updates

  • June 2023: Discover Bank has launched an investment fund to help technology companies and start-ups. It is called the Discover Financial Health Improvement Fund.
  • March 2023: Mass transit payments, contactless in nature, have surged for Discover users. This trend rose after upgrades were introduced.
  • Feb 2023: Discover launches a new website for building technology products. The new website is dedicated to software development using open-source applications. 

 

Where Discover Operates

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Discover, originally known as Greenwood Trust Company, was founded in 1911 in Delaware. Over time, the company changed and eventually became Discover Bank. Discover Financial Services gained independence in the early years of the new millennium. With its first credit card launch, Discover had already established a consumer base throughout the nation.

After 2005, Discover’s management made concerted efforts to enhance the acceptance of their card and expand their services to global markets. The company formed strategic alliances with various payment networks to achieve this, enabling Discover cardholders to explore banking options in global markets. Today, Discover cardholders can conveniently use their cards for international transactions in numerous offline and online countries. It includes accessing global banking solutions and using their cards for online transactions at US and non-US websites. Notably, this flexibility extends to online casino services, providing cardholders with a wide range of financial options and convenience.

Overall, the card is accepted across 200 countries. It is not accepted in countries such as Africa, Pakistan, Iran, Cuba, Bolivia, and the Middle East.

 

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How to Create a Discover Account?

Those who are residing in the US can apply for a Discover credit card. That is, as long as one is a valid taxpayer in the US they can apply for a credit or debit card with Discover Bank. Also, there are student cards available. With cash-back benefits and no fees applicable, it is a credit card that is preferred by many.

Today it is possible to apply for such a card online as well:

  1. Log onto the Official Discover Website and Visit the Credit Cards Section

    There are several products listed on the official website of Discover. These include online banking, student or personal loans, credit cards or home loans. When you wish to apply for a credit card, click on the relevant category. This will open up the application page. Firstly, there are links to check whether one is pre-approved for such a card. 

    Visit the Discover website, go to the Credit Cards section, and apply for a card
  2. Optional Check for Pre-Approved Cards

    That is, one can simply click on the link that leads to a pre-approval FAQs page. Here, one can safely find out whether they can eligible for a credit card. That too, there is no harm caused to one’s credit history or score.

    To find out whether one is pre-approved for a card, they need to key in their name, address and date of birth. College students can also fill out this form. Additionally, they need to enter monthly housing or rent payments, annual gross income and card benefits they are looking for.

    Optional Check for Pre-Approved Cards on Discover
  3. Choose the Kind of Card You Want

    Customers have the option to check for pre-approval or not. Alternatively, they will find the different types of credit cards available listed in the main credit cards section. Popular options are cashback credit cards or student cashback credit cards. Other options are secured, travel, gas and restaurants, NHL or student Chrome credit cards. Each of them has unique features and special benefits. All of them have cashback or no-fee options common among them.

    Choose the Kind of Card You Want on Discover
  4. Fill Out the Online Form

    Once a card is chosen, one is redirected to the online application form. The initial form simply requires the date of birth, last four digits of one’s social security number and zip code. Alternatively one can simply move to the next page where they need to fill in fields such as home address, annual gross income, and monthly rental costs. Also, they need to key in a valid email address and employment status.

    Fill Out the Online Form on Discover
  5. Check on Terms and Conditions and Submit the Online Application

    Once all fields are filled up, customers should go through the terms and conditions. One of the pertinent aspects is the APR. This is 0% for the first 15 months. After that, it can vary between 16.99 to 27.99%. After reading this and other terms mentioned, one should click on Submit. After that, they can wait to hear from the bank about their application and when they will receive their card.

    Check on Terms and Conditions and Submit the Online Discover Application

Available Currencies

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AUD

Canadian dollar icon

CAD

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EUR

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GBP

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INR

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USD

Discover Fees, Timeframes, and Limits

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Fees

This is the main benefit that Discover offers its cardholders. That is, there is no annual percentage interest rate applicable for different purchases till 15 months since it is issued. After that, the rate applicable can vary between 16.99 to a maximum of 27.99%. This term is applicable to balance transfers as well. 

The same APR also applies to cash advances. However, the interest rate does not apply to customers who clear their dues before the due date every month. Even if interest is charged, it does not exceed $0.5.additionally, there are no transaction fees for international transactions.

Timeframes

Those who apply for a credit card from Discover usually get it within a period of 7 to 10 working days. After that, they can use the card at different outlets across US and internationally. It works smoothly for online transactions as well, both domestically and internationally. That is, customers can use the card to transact at online stores or casino sites. 

When one opts to deposit at a casino site using a Discover card, it is usually processed as per credit card timelines. In most casino sites such deposits happen within seconds. However, in case of withdrawals, it can take some time. Usually, withdrawals into the Discover card account can take 3 to 4 working days. 

Limits

When it comes to limits in transactions, credit limits are pre-defined for the different types of Discover cards. After that, customers can set their limits for purchases on their cards. That is, they can set their spending limit at stores or online portals separately. They can also set a limit on the cash withdrawals they can make.

When it comes to casino site transactions, there are limits set by the casino owners. For instance, a particular casino will have a minimum to the maximum limit on their card spending. This would apply to debit or credit cards. Discover cards will fall under this category. Also, there would be limits on withdrawals. That is, if a user chooses to withdraw their earnings into their Discover account, they can do so within certain limits. These usually have a minimum and a maximum range for a day, week or month. For example, most casino sites seek at least $10 as a minimum deposit. The same often applies to a withdrawal minimum limit. 

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Security & Support

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Security

Security features are top-of-the-line for Discover card users. The company has a proactive fraud monitoring service. This monitor cards for fraudulent activities. It also notifies customers if suspicious activities are detected. Also, customers can sign up for fraudulent alerts. Again, there are no charges in case a customer has been the victim of credit card fraud. 

The company has the following security features in place for online and offline transactions:

  • 128-bit SSL security layer is set up for online transactions.
  • There are several firewall layers put in place.
  • The system monitors and sends alerts to users for all card spending and activities.

Additionally, there are helpful links in the card section for raising disputes. This help protects and support customers for all types of transactions they do or wish to report. 

In the case of online transactions at sites such as casinos, the payment gateway providers ensure security as well. Also, there are separate channels for support and queries at the casino sites. Hence, in case there are any concerns about a Discover card transaction, customers can reach across to the casino support representatives. 

Customer Support

Discover credit card users will find different support channels of this company. They can log onto the Contact Us page of the official website. Here they will find links for making payments, reporting stolen or lost cards, redeeming reward points and so forth.

Channels of communication are also clearly mentioned on this page. That is, there is a live chat feature where customers can leave their messages. There is also clear mention of a 24-hour helpline: 1-800-347-2683. Additionally, there is an external number which customers outside the US can access: 1-224-888-7777. They can seek support in English or Spanish languages. 

The company has office addresses in different locations across the US. Customers can write in at the PO Box addresses given for the different cities. These are mainly for payment-related queries. After that, for general queries customers can write in at Discover Financial Services address at Utah: Discover Financial Services P.O. Box 30943 Salt Lake City, UT 84130-0943.

Mobile Capability and Extra Features

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Discover provides all conveniences of communication to their customers. For that reason, customers can download the app for their mobile devices as well. That is, there are separate apps for iOS as well as Android devices. Customers can download the app as per their device requirements. After that, they can log into their credit card account, make payments, seek answers to queries and so forth.

It is also easy to add a Discover card to any digital wallet. This includes UPIs and online sites such as casinos. Once the card details are added, they can be used to make payments easily. 

Player Experiences at Discover Gambling Sites

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Since 2008 the use of Discover at different international sites has increased. This shows the growing popularity of this card and its usage. Since it is primarily a card for US residents, it is popular at casino sites that accept customers from the US. Some popular sites where Discover is accepted as a mode of payment are Slotocash, Slotastic, and Vegas Casino among others. 

General feedback about using this card is the convenience of use. All customers agree that they can simply use the card details on the sites and make payments securely. That is also because of the layers of security added. For instance, customers need to key in the merchant code as well as a three-digit verification code. Hence, these steps make it secure and safe for use at online casino sites.

As with credit card payments, some casinos might not provide this method for withdrawing funds. In case of such scenarios, customers need to choose another method for withdrawals. Also, customers need not worry about transaction fees using the card. Discover cards also provide cash back for most transactions which is a unique and useful feature for customers. 

Our Summary of Discover Payments

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Discover credit cards have become a popular method of payment, especially for US residents. It allows them to make international transactions with ease as well. Highlights of this card are cashback benefits and no transaction fees. It also offers heightened protection when used for online transactions. All these aspects make it ideal for US customers to use the card at different gambling destinations online.

Interesting Facts

  • It offers cash back in most transactions.

  • APR is 0% for the initial 15 months.

  • Those who are new customers are offered sign-up bonuses.

  • Customers can activate alerts based on their social security numbers.

  • No transaction fees are charged on foreign transactions.

Discover FAQs

Yes, it is a safe card for online transactions at different sites, including online casinos. That is because there are several layers of security put in for the safety of such transactions. For instance, Discover asks for a merchant code and a 3-digit verification number. These are known only by the user. Hence, one can safely use their Discover card at different casino domains.

In general, Discover does not charge transaction fees for domestic or international transactions. However, if a casino poses additional fees for using Discover or other cards, it would be mentioned in the terms and conditions. Hence, a customer should check the terms applicable to each site they register. 

Both cards have certain perks and advantages. If the cashback card will get you cash back on your casino transactions, then you can go ahead and use it. Otherwise, you can opt for the secured card for its heightened protection features.

Some casino sites do not provide withdrawal options on their credit cards. Hence, Discover users will not be able to make withdrawals using their cards in such instances. However, there are other methods to use such as bank transfers, eWallets, crypto wallets and so forth.

You can always reach out to the customer support team at the site. Alternatively, you can reach the card support team as well.

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Biljana Lukovic

Biljana Lukovic

Content Manager

Biljana is an experienced content writer who started building her career in 2004. In 2013, she began to work for a Swiss telco company, where she wrote texts for websites and created various marketing collateral. She started her iGaming “adventure” in 2020 during the pandemic and never regrated the decision she made. Biljana is a Content Manager in charge of preparing content plans for websites such as CasinoBloke.com, LiveCasino24.com and OnlineGambling24.com. One of the latest projects she’s particularly keen on is CasinoBankingMethods.com.

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