Discover logo
company Discover Financial Services, Inc.
map Riverwoods, Illinois, USA
calendar 1985
check-circle 70,000,000+
wallet None

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  • Charges interest rates
  • Limited choice of Discover casinos

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Discover Review & Best Discover Casinos

Last updated: 20 April 2021

Credit and debit cards are still a dominant payment method globally, accounting for over 40% of online payments. Perhaps some of the online casino goers aren’t aware of the possibilities they have in this category. Sure, Visa and MasterCard represent a staple of the credit card industry, but there are also other efficient options. Discover is one of them. Online casino players from the USA surely know about Discover, but we will not explore this banking method as a means of online shopping. CBM will introduce you to the best Discover online casinos and all the details related to Discover as a casino online deposit method. Time to discover Discover!

Top Casinos That Accept Discover Deposits

Many casinos online take Discover card payments, but we will not bother to list them all here. Instead, we will give you the summary of the best gambling websites that permit Discover deposits, allowing you to play high-quality online slots, table games, live dealer games and claim attractive online casino bonuses.

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Company Background

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Discover credit card brand originates from the United States. This first card was issued by Dean Witter Financial Services Group, Inc., a part of the Sears corporation, in 1985. Due to having no annual fees and higher-than-usual credit limits, the Discover cards caught on fast across the American nation. In 1993, Discover separated from Sears and found its own path. The new company was initially called Dean Witter, Discover & Co; after merging with Morgan Stanley in 1997 to become Morgan Stanley Dean Witter, Discover & Co. Finally, in 1999, it was rebranded to Discover Financial Services.

Until 2000, the Greenwood Trust Company had been the issuing bank for Discover cards. Onward, it was renamed to Discover Bank and the office in Greenwood, Delaware, is still the only Discover Bank branch location. Future acquisitions helped Discover expand its services further. They bought Pulse, an interbank electronic funds transfer network, in 2005. This allowed Discover to issue debit and ATM cards. Discover also owns Diners Club International, after buying the company from Citigroup. As a result, Discover cardholders can use their cards wherever they see the Diners Club logo.

Target Markets

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While Discover doesn’t have as wide a reach internationally as MasterCard or Visa, it’s accepted in around 190 countries and territories, with international acceptance expected to grow in the future. Its primary market is the United States, for sure, but merchants will also accept it in countries such as Argentina, Austria, Brazil, Chile, Czech Republic, Greece, India, Japan, Peru, Poland and Switzerland.

The most of Discover’s expanding is credited to deals with various regional networks like UnionPay, China’s interbank network, JCB, a credit card company based in Japan, BC Card (based in South Korea), Troy (based in Turkey), RuPay (based in India), NAPAS (Vietnam), Prosa (Mexico) and Verve (based in Nigeria).

How to Set Up a Discover Account: Step by Step Guide

To be able to make online casino Discover deposits, you don’t need so much to register an account, rather submit a card request. However, there are some things you need to consider first. Here’s how the process should look like.

  1. You must be 18 years old to apply for a card

    You’ll need to be 18 or older to apply for a card. If you’re not yet 21 years old, you will have to apply online. Otherwise, you may go to your local representatives (approved banks) to apply for a card.

  2. Check your credit score

    It is advised to check your credit score before applying for a credit card. You can do this by using free tools such as Discover Credit Scorecard. Make sure that you are pre-approved for a credit card offer. Checking if you’re pre-approved won’t hurt your credit, but if you go on with the application and you are rejected, that can have consequences reflected on your credit. Each full application for a credit card may impact your credit score.

    Pre-qualification is just a process to tell you if Discover thinks you’re a good candidate for a card and does not guarantee being issued one.

  3. File an application to get your card

    You can apply for Discover credit cards at or by calling 1-800-DISCOVER (1-800-347-2683). Choose among the various types of cards available: Discover it® Cash Back, Discover it® Miles, Discover it® Secured etc. The company will determine your Discover credit line when you apply, by reviewing your credit report and income, among other information, before issuing you the card.

    Make sure you complete all fields of the application and enter your personal information accurately. Be prepared to provide information such as your full name, social security number, birth date, current address, email, monthly housing cost, total available assets, annual income and current employer.

  4. Receive your card

    Once you submit the request, you can be approved in a matter of minutes, nearly instantly denied, or you can receive a message that your application needs further review. With fast approval, the issuer will typically deliver the card in 7-10 business days to your address.

    Discover cards are issued with a balance in US dollars. Should you wish to pay for something in another currency, the cost of your payment will be changed into USD using the daily exchange rate set by Discover.

Available Currencies

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Casino Deposits and Withdrawals

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After you’ve received your Discover card, you can choose a trusted Discover-friendly casino and make a deposit. The steps for making a deposit with this payment method are pretty similar to making a deposit with any other credit card. Log in to your casino account and go to the cashier – there, you will select Discover from the available credit card options. Enter your deposit amount and your card details including the card number, name on your card, expiry date and CVV2. Confirm and you should receive a notification of a successful transaction, as well as a unique transaction ID that will help you track your transfers.

This being said, you do need to be aware that there are some casinos out there ready to reject your Discover card deposits. Discover assigns an “online gambling” merchant code to most online casino websites. This electronic code is attached to every credit card transaction the Discover Network makes. This wouldn’t be much of a problem if most banks and financial institutions in the United States didn’t automatically reject transactions with this merchant code. The same problem exists with online casino Discover card withdrawals. Cashing out is nearly impossible at casinos online if you are a cardholder in the US. European users are in a slightly more favourable position.

Detailed Overview of Transaction Fees

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One of the things that made Discover cards famous nationwide was the fact that there were no fees whatsoever on holding a card – no monthly or annual fees, nothing. The Discover foreign transaction fee is 0% on all cards. You won’t be charged extra for making payments that are processed internationally.

If you attempt to make a payment that surpasses your card balance, it will simply be declined and therefore no fee will be charged for this either. However, Discover will charge interest rates on late payments. The longer you hold your balance, the more interest you will pay. The annual interest rates of Discover cards go from 11.99% – 22.99%.

Timeframes for Discover Payments at Online Casinos

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The transfer of funds made from a Discover card to your account is usually reflected within one to two minutes. It is not common to experience any delays in this matter. Simply complete the deposit and within a minute or two the funds will be credited to your balance, which means you can start playing real money online slots and other gambling games right away. Of course, this applies to the situations when your payments are approved and do not go over your credit limit.

In terms of withdrawals, you will find that there are very few reputable casino operators that enable withdrawals via Discover. In most cases, you will be offered alternative options to cash out, such as wire transfer or by check. Discover card may be a household name across the US, but there are simply too many obstructions that affect what would be a smooth payment process.

Deposit and Withdrawal Limits

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Discover cards don’t have predetermined limits and the amounts you are allowed to deposit vary from casino to casino. It really all depends on where you choose to play and under which conditions. Minimum deposits can range from as little as $5 up to $30, whereas the max can be anywhere from a couple of hundred dollars on up to tens of thousands of dollars per transaction or over multiple deposits.

The withdrawals limits also vary from one casino to another. You need to make sure to look them up as you want to know the exact amounts allowed on a daily, weekly and monthly basis at your chosen casino website.

Best Discover Casino Bonus

If it is Discover card online casino bonuses that you seek, look no further! Casino Banking Methods has compiled a neat little list of the best online casino bonuses that can be claimed at casinos that accept Discover deposits. While making deposits with other methods and redeeming bonuses can be challenging, Discover cards can easily help you boost your bankroll at the start of your casino journey and beyond. The deposits clear fast, so your balance will be boosted in no time. Just remember to use an appropriate bonus code where applicable to make the most of your bonus and read the terms beforehand!

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Banking security icon

Customer security is something Discover pays a lot of attention to. The system offers 24/7 fraud protection, including monitoring every purchase for every customer and also puts various tools at your disposal so that you are always able to be on top and in control. If you spot a transaction that you suspect is fraudulent, you can call Discover right away at 1-866-240-7938.

The team will proactively monitor your card and account for any fraudulent activity and notify you if any suspicious activity is detected. Also, Discover reports your credit history to the three major credit bureaus so it can help build your credit if used responsibly.

In case of potential fraud, the brand representatives may ask you to review recent transactions to verify if they are valid. Discover also offers a Freeze It feature, a feature that allows you to quickly prevent new purchases, cash advances, or balance transfers from being authorized on your account. Freeze and unfreeze are available in seconds via mobile app or website.

Customer Support

Working Hours

Mon-Fri: 00:00-24:00

Weekend: 00:00-24:00



The Discover help centre on the corporate website is one of the best assistance sections we’ve seen in a while, especially regarding credit card services. Many issues that are of interest to most users are addressed and responded to in detail. So, you can definitely find a lot of info here.

In the case that you don’t enjoy reading and you prefer things to be explained to you directly, you may use the telephone customer service available to help 24 hours a day. The number is 1-800-347-2683, and assistance is available in English and Spanish. For help outside of the US, dial 1-801-902-3100. The chat widget is also operational and a US-based agent will join the chat as soon as you have something to ask.

Player Experiences

Discover emphasizes customer service just as much as security. In this aspect, the company earned the top customer satisfaction ranking (842 points) among national issuers in J.D. Power’s 2019 survey, and that’s above American Express (838 points), Capital One and Chase (third-place tie at 807 points). WalletHub published the following on Discover: “Discover is a good credit card company because there are Discover cards for people of all credit levels, and all of them have $0 annual fees and $0 foreign transaction fees.”

Discover Financial Services currently has 21% of positive reviews on Trustpilot. One of the satisfied users recently wrote that the customer representatives are always fast on the phones and very kind. Other users weren’t so happy with the interest rates charged for late credit payments. It is what it is.

Extra Features

Out of all card institutions, Discover is arguably behind the best and most recognisable rewards program. As a cardholder, one automatically earns an unlimited 1% cashback on all purchases. This means you can always get good value from your credit card activities. Users can turn their rewards into cash in any amount, any time. Then they can choose to deposit into their bank account or apply the funds to the next Discover bill as a statement credit.

There is even a possibility to use your Cashback Bonus at checkout at and with PayPal. There is no limit to the overall amount of Cashback Bonus you can earn and your rewards never expire

Another notable rewards program is the Cashback Match scheme. It is geared towards new cardmembers. As one of those, you get an unlimited dollar-for-dollar match on all of the cashback you’ve earned at the end of your first year. There’s no signing up and no limit to how much the company will match. Aside from these perks, the Discover platform offers online banking services, personal loans, student loans and home loans.

Mobile Capability

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If you have an iPhone or Android-based phone with a compatible operating system, you can use the Discover mobile app. If your device has a mobile browser, you can also access your account at The company doesn’t offer the Discover mobile app in the Blackberry App World or Windows phone app lobby, though.

Once the app has downloaded to your phone, sign in under the Secure Credit Card Log In tab using your online Account Center user ID and password. You can continue to use the app for all sorts of functions, including view your account summary, check your balance and available credit, make payments, edit and cancel pending payments, sign up to receive push alerts about your account and more. If your device supports Touch ID, you can log in simply with your fingerprint.

You can download the app directly from the Discover website (Text APP to DISCOV [347268] to download). The Apple-compatible version requires iOS 10.0 and watchOS 2.0 or later. Its size is 172.3 MB. The Android version requires operational system 5.0 and up and occupies 109 MB. It can be used on the Android Wear wristwatch, even.

Interesting Facts

  • Discover Card is the third-largest credit card brand in the United States. It was first presented to the nation during the 1986 Super Bowl.
  • Amid Covid-19 pandemic, Discover was giving $5 million to Black-owned restaurants. The company was committed to awarding 200 Black-owned restaurants with $25,000 each and was running The Discover Eat It Forward Program that allows people to nominate their favourite Black-owned restaurant on social media.
  • In 2019, Discover held the number-one ranking in the J.D. Power Customer Satisfaction surveys for National Credit Card Companies, Credit Card Mobile Apps, Credit Card Websites and among Small Business Credit Card Companies.
  • Unlike Visa and MasterCard which require you to own a bank account, Discover processes transactions and issues its own cards. Discover works as both the payment network and issuer.
  • From 1998 to 2007, Discover Card owned a billboard at Times Square, just above the flagpole where the Times Square Ball is placed and sponsored the ball drop itself.
  • In 1987, Discover became the only card accepted by the U.S. Customs Service to pay customs duties.
  • Before 2004, Visa and MasterCard didn’t allow banks to issue Discover or American Express cards if they also issued Visas or MasterCard. But in October of that year Discover won a Supreme Court case, which ruled that Visa and MasterCard were in violation of antitrust regulations.
  • You can only have 2 Discover credit cards at the same time. You won’t be eligible for a second Discover card until you have had your first card at least for a year.
  • The Discover Global Network combines Discover Network, Diners Club International, PULSE and more than 15 alliance partner networks to increase Discover’s acceptance rates worldwide. Currently, the Discover Global Network has more than 48 million merchant acceptance locations and 2 million ATM and cash access locations around the world.
  • Discover cards don’t flat-out require excellent credit. A score of at least 700 is toward the top of the good range and suitable for the cards that require good credit for approval. The average person has a credit score of 669, though.


Discover cardholders encounter the same problems at casinos like other card users from the USA. Deposits are accepted at selected casinos, but withdrawals are rarely made possible.

No, not that we are aware of. The card service is free of commission, but you should always make sure that your chosen casino doesn’t impose fees of its own.

Discover is a trusted, long-standing service. The Discover Information Security & Compliance (DISC) program was developed to promote the adoption of secure transaction processing of cardholder data on the Discover Global Network. Merchants that accept Discover Global Network must comply with the Payment Card Industry Data Security Standard (PCI DSS) at all times.

Discovery’s main market is the United States. Over the years, through partnerships with various payment networks, Discover cards became available in other regions. Some of the countries include Argentina, Brazil, China, India, Japan, Australia, Canada, Germany, Ireland, Italy, Mexico, Netherlands, South Africa and the United Kingdom.

Withdrawals with Discover are seldom a possibility. You will be offered other convenient and time-saving withdrawal options, surely.

Discover is endorsed by the Federal Deposit Insurance Corporation (FDIC), an independent agency created by Congress which examines and supervises financial institutions for safety, soundness, and consumer protection.

Discover approves credit for you – you get money in advance that you pay for later. If you want cash and not “online” money, you may generate a PIN for your card and cash out at an ATM. The alternatives are visiting a bank or credit union or receiving cash advance into checking.

Discover credit cards do not have a standard foreign transaction fee.

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