EPS logo
company Studiengesellschaft für Zusammenarbeit im Zahlungsverkehr GmbH (STUZZA)
map Vienna, Austria
calendar 2001
check-circle 2,500,000+
wallet None
superb

CBM Rating

Superb

87.20%
reputation
91%
availability1
76%
wallet1
87%
lock
93%
headphones
89%
like
dislike
  • Withdrawals not supported
  • Bank account is required
superb

CBM Rating

Superb

87.20%

EPS Review & Best EPS Casinos

Last updated: 16 June 2021

As much as we don’t like it, banks are here to stay. At least for the foreseeable future. Even though our cards and bank accounts are not the ideal casino deposit method, everyone’s used to them. It’s also hard to get rid of habits that basically shape your everyday life. So, instead of cutting out banks completely, payment gateways were introduced. Simply put, a payment gateway is a shield that allows you to use your regular eBanking account, but without revealing any information to third parties. EPS-Überweisung, a staple in Austria, is one such payment method. Using the combined force of every big bank in the country, EPS is ubiquitous when we’re talking about online transfers. Whether it’s grocery shopping, sports betting, or online casinos, you just can’t avoid it.

So, it’s only natural that we decided to take a deeper dive into this popular casino banking method. We’ll not only cover the technicalities, but also the best EPS online casinos and bonuses. Once you’re done reading this EPS-Überweisung review, you’ll know this payment provider inside-out, providing you with the unique opportunity to bask in the ever-growing Austrian online casino market. Ready?

Top Casinos That Accept EPS Deposits

Even though EPS is highly regarded amongst casino players, it’s still just a fraction of your overall gaming experience. What this means is that all the benefits of this payment method are practically worthless unless you’re using it at quality casino sites. To help you get the most out of your gaming sessions, we played at some of the best casinos that accept EPS payments. Afterwards, we compared them to one another and created this list. You can go wrong with any of our recommended online casinos, so pick your poison, and good luck!

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BetWinner

89.83%

18 + | New Customers Only |

T&C Apply
money-bag 100% up to €300
  • 6,500+ casino games
  • 200+ live dealer tables
  • 140+ payment methods

22Bet

89.67%

18 + | New Customers Only |

T&C Apply
money-bag 100% up to €300
  • Over 6,500 games
  • 300+ live dealer games
  • Stunning array of banking options

King Billy MGA

89.33%

18 + | New Customers Only |

T&C Apply
money-bag 100% up to €200
cherry 200 Free Spins
  • Over 4,000 casino games
  • Free deposits & withdrawals
  • Plenty of native live tables

Playamo

88.50%

18 + | New Customers Only |

T&C Apply
money-bag 100% up to $100
cherry 100 Free Spins
  • High withdrawal limits
  • Impressive live casino
  • Over 3,500 RNG games

LV BET

88.00%

18 + | New Customers Only |

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money-bag 100% up to €200
cherry 200 Free Spins
  • Excellent reputation
  • Multilingual support team
  • 150+ live dealer games

888 Casino

87.67%

18 + | New Customers Only |

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money-bag 100% up to €140
cherry 88 Free Spins
  • 10 gaming licences
  • In business since 1997
  • Top-notch live casino

Wildz

87.50%

18 + | New Customers Only |

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money-bag 100% up to €500
cherry 200 Free Spins
  • Real money cashback
  • Unique Spinback feature
  • Multilingual customer support

Caxino

87.00%

18 + | New Customers Only |

T&C Apply
money-bag 100% up to €200
cherry 100 Free Spins
  • Cool promotional offers
  • Real money cashback
  • Fast payouts

PlayFrank

86.50%

18 + | New Customers Only |

T&C Apply
money-bag 100% up to £100
cherry 50 Free Spins
  • Trustworthy online casino
  • PayPal for UK players
  • Top-notch customer support

Zebra Wins

86.17%

18 + | New Customers Only |

T&C Apply
money-bag 100 Free Spins
  • New SkillOnNet casino
  • Excellent live casino
  • Over 3,000 games

Company Background

Book icon

Electronic Payment Standard, or EPS, came to be in a rather unorthodox fashion, at least when it comes to casino banking methods. It wasn’t a group of bright-eyed entrepreneurs or IT experts that came up with this payment gateway. Instead, it was started by STUZZA, the Austrian Study Society for Cooperation in Payment Transactions. This body is one of the most significant financial regulators in Austria, as its main goal is to draw up organization and technological standards that all domestic banks must follow. In addition to this, STUZZA also represents Austria in European and global financial organizations.

In 2001, the leading people in this regulatory body foresaw the rise of digital payments. Even though they were already a thing in the late 1990s, no one could perceive the magnitude online banking has today. Somehow, STUZZA did. At the time, sending and receiving money over the internet was plagued with issues. One particular issue caught STUZZA’s eye – security. They realized that third parties shouldn’t always be trusted with people’s personal information and card details.

With the joint force of all the biggest banks in Austria, they launched EPS-Überweisung. The platform became a hit amongst casino players as the years passed by. They were delighted that they didn’t have to relinquish their everyday banking method for added security. In 2014, EPS merged with German payment provider Giropay, which is, just like EPS, a payment gateway made to facilitate eBanking activities. This move resulted in Austrian eCommerce stores becoming true international forces, as the German market of 80 million people became much more accessible.

However, EPS’s biggest accomplishment was its adoption as the main payment method in Austria for tax-related purposes. In 2016, all tax offices in Austria switched from receipts and slips to EPS. This made a lot of people very happy, as perhaps the most annoying part of bureaucracy could now be handled online.

Target Markets

Target icon

Since EPS-Überweisung is operated by STUZZA, a body comprised of all the big banks in Austria, it’s pretty clear what their main target market is. Several sources state that EPS has been adopted by over 80% of the country’s eCommerce stores. This is an amazing level of integration and is a clear testament to the success of EPS on its home turf. You’ll also have a hard time finding an online casino that doesn’t offer EPS. It has become an indispensable part of the online casino market in Austria, as it allows for seamless deposits. Since there is no need to create a new account or learn the ropes of a new app, it fits like a glove.

If you’re wondering about which Austrian banks offer an option to EPS, the answer is all of them. Since STUZZA is comprised of every banking institution in the country, literally everyone can use EPS. This is a unique occurrence when it comes to payment gateways. Most platforms akin to EPS are formed ‘informally’ by a group of banks, leading to notable exclusions in some cases.

However, Austria is not the only market targeted by EPS. In 2014, they completed a merger with Giropay, as the two eBanking giants combined their member banks. As a result, German casino players can use EPS if their bank is supported by Giropay. Did you know that online gambling will officially be legal in Germany by June 1, 2021? That’s right. Despite being strict on gambling for most of its recent history, The Land of Poets and Thinkers will see a massive influx of both players and sites once the new laws come into effect.

Expect EPS-Überweisung to use its relationship with Giropay to leverage more opportunities for Austrian players. We’ll update this article whenever something changes, just so you can always be up to date. As for supported currencies, EPS only allows for euros (EUR) to be used on their platform. Not ideal, but it shouldn’t be a problem.

How to Set Up an EPS Account: Step by Step Guide

Almost every payment platform requires you to provide some information and create an account. EPS handles things much differently, and much better, we have to say.

  1. You don’t need an account

    Yes, you read that right! While this might be an unusual first step in any guide, it’s one of the greatest benefits EPS has to offer. You won’t be forced to remember any complicated passwords or think of new usernames. In a time where everyone has 10+ different accounts at various sites and platforms, every bit of convenience counts.

  2. So, what do I need, then?

    The only credentials you’ll need are the same ones you usually use for eBanking purposes. Once you choose EPS as your desired payment method, you will have to provide your username, password, and other details. What these other details are varies from bank to bank. If you’re unsure about what you need, contact your bank’s customer support just to be sure.

  3. Safety first!

    EPS spends copious amounts of money on security. That’s their bread and butter. Even though you don’t need an account to use the EPS payment method in Austria, you’re still heavily protected. Once you complete your transaction, you will receive a text message with a special code that you have to answer. If you don’t enter this code, your transfer won’t go through.

    With all these heavy-duty securities measures, EPS is more than capable of handling the biggest of workloads, all while never compromising your security. Now that’s something we love to see in a payment method. Simple, smooth, and secure.

Available Currencies

Euro icon

EUR

Casino Deposits and Withdrawals

Withdrawal icon

As we’ve already determined, it’s incredibly easy to start using EPS. You don’t have to create an account and most of the weight is lifted by your bank. But how do you actually make EPS deposits? Is the process as simple as the company would like you to think? The short answer is – yes. The long answer is:

  1. Go to your casino’s homepage and log in.
  2. Now, head on over to the banking section. At some online casinos, it’s also called Cashier/Deposit/Account Balance.
  3. Once you’re there, click Deposit and a list of available payment methods will appear. Scroll down and select EPS.
  4. After you’ve selected EPS, a drop-down menu will appear. In it, you have to choose your bank.
  5. Immediately upon doing so, you will be redirected to your bank’s website, which means that the casino won’t be able to see any of your personal details.
  6. Log into your eBanking account, fill out some basic information, enter the amount you wish to deposit, and click Confirm.
  7. You will receive a transfer authentication number (TAN) via SMS, so just enter the code once you get the message. After this final verification step, you’re good to go!

See, that wasn’t so hard, was it? EPS really put their money where their mouth is, and we can’t help but commend them for making the whole user experience simple and smooth. But what about EPS withdrawals?

Well, EPS doesn’t support withdrawals. This is obviously one of the big flaws of this platform, which disappoints us greatly. Nevertheless, we can’t blame EPS for this, as the very technological limits of their platform don’t allow for money to be withdrawn. You see, payment gateways only work for online casino deposits because they mask the details of the sender. EPS is connected to your account, so the casino site registers that the deposit is coming from your account. When requesting a withdrawal, the casino needs to know your full banking details in order for you to receive the money.

So, how can you solve this conundrum? Well, you can still pick any other banking method in use at Austrian online casinos. It can be an eWallet or even cryptocurrencies if you’re feeling adventurous. The choice is up to you. Just make sure your data is safe and everything will be okay.

Detailed Overview of Transaction Fees

Overview icon

Good news! EPS doesn’t impose any fees whatsoever. Instead, it’s the casinos that pay STUZZA a cut of each transaction. That’s how EPS supports itself, which we believe is a reasonable and sustainable business model.

Too often do we see great payment methods failing to get traction simply because they get too greedy with their fees. Making EPS deposits can prove to be a feasible endeavor in the long run, especially if you’re a high-roller. Think of all the money you can save just by making deposits without any extra costs. You do, however, need to have in mind fees imposed by your own bank, meaning that using EPS is not entirely free of charge.

Timeframes for EPS Payments at Online Casinos

Time icon

One of the main reasons why EPS is so revered in Austria is its insistence on fast settlements. As soon as you confirm your deposit, the casino will immediately be notified of this successful transfer. This allows for money to arrive at your account in a minute or so. Compared to bank transfers or credit card deposits, which can take a day or two to get cleared, this is a breath of fresh air.

Instant deposits are always welcome and EPS checks yet another key box. Other payment providers – take notice! It’s not about the gimmicks or the shiny new features. In most cases, taking care of the basics and being fair to your customers is the only springboard a company will need.

Deposit and Withdrawal Limits

Limits icon

Obviously, we’ll only talk about deposits. By surveying the best casinos that accept EPS, we determined that deposit limits are all over the place. While Austria is by no means the Mecca for high-rollers, you can still find online casinos that allow you to add up to €10,000 to your account. It’s still a rarity, though.

As for minimum deposits, you’ll find that the standard is €10 at most sites. Therefore, you won’t encounter any problems whilst looking for a casino that suits your current financial status.

Best EPS Casino Bonus

Since EPS is the most popular payment method in all of Austria, it makes sense that casinos are looking to capitalize on that popularity. There are many bonuses to go around, but they aren’t all the same. We claimed promotions from all the best EPS casinos and tested them on things such as lucrativeness, fairness, wagering requirements, and much more. The list you see below is the result of our quest to find the best deals. All the bonuses in the list passed our tests, so you can expect a boost to the expected value of your gaming sessions. May any promotion serve you well!

5%-15% Weekly Cashback
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5%-15% Weekly Cashback

Cashback

High Roller

Not needed

None

Ongoing

€500

No maximum

93%

Up To €100 Live Blackjack Bonus
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Up To €100 Live Blackjack Bonus

Free Play

Not needed

30x

Ongoing

No minimum

€500

84%

Live Roulette Daily Lucky 8
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Live Roulette Daily Lucky 8

Deposit

Not required

30x

Ongoing

€8

€500

84%

100% up to €140 + 88 Free Spins
Get Bonus
888 Casino

Deposit

Free Play

Not needed

30x B

Ongoing

€20

€500

83%

100% up to €500 + 200 Free Spins
Get Bonus
Wildz

Deposit

Free Spins

Not needed

35xB (70x for table games)

Ongoing

€1

No maximum

80%

100% up to €200 + 100 Free Spins
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Caxino

Deposit

Free Spins

Not needed

35x (70x for table games)

Ongoing

€1

No maximum

80%

100% up to €300 + 30 Free Spins
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1xBet

Deposit

Free Spins

Not needed

35x B

Ongoing

€10

No maximum

79%

100% up to £100 + 50 Free Spins
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PlayFrank

Deposit

Free Spins

Not needed

35x B

Ongoing

£20

No maximum

79%

Security

Banking security icon

It’s no secret that EPS is one of the heavy hitters in this department. For starters, they have a strict policy of not sharing anything with third parties. This is incredibly reassuring because more and more payment platforms are misusing their customers’ data for their own gain.

Not only this, but you are also making deposits on your bank’s platform once your select EPS at your casino. This means that on top their impeccable security features, you will also be protected by your bank’s anti-fraud and risk assessment measures.

Let’s not forget about the fact that EPS also uses SSL encryption, which makes any attempts at ‘snatching’ your personal information futile. On top of all that, this platform is heavily regulated by the Austrian Ministry of Finance, and the Austrian Government’s Chief Information Office. Air-tight security, simply put.

Customer Support

working-hours
Working Hours

Mon-Fri: 9:00-17:00 CET

Weekend: 10:00-16:00 CET

comments
Chat

No

Even though there is no live chat support available, we believe it isn’t necessary in this case. No, really. Throughout our testing phase, which included having people use EPS for the first time, there wasn’t a single occasion when we needed to contact customer support.

It’s worth mentioning that EPS advises you to contact your bank’s customer support, as any and all casino deposits are conducted on their platform, not EPS’s. Nevertheless, you can still count on some valuable support in case you need it. Oh, and there’s also the FAQ page on the EPS homepage. It’s short but filled with all the necessary information. Great job, guys.

Our Experience with EPS Support

We tested the EPS support team just so that you know what you’re in for. Thankfully, the EPS team performed amazingly. They responded in lightning-quick fashion, with their answers being both informative and succinct.

Player Experiences

Overall, casino players have an overwhelmingly positive view of EPS-Überweisung. Most reviews we’ve seen are all based around the same features we’ve pointed out – top-notch security, reliability, fast transfers, and country-wide bank support.

In our reviews, we tend to focus on the features first and foremost. Oftentimes, in all that chaos, we tend to forget how important it is for a payment method to be easy to use. EPS is just that, and we’ve seen novice gamblers praise them for this precise fact.

Of course, we saw a couple of negative reviews. They were related to rejected or delayed payments, but this isn’t EPS’s fault. No, seriously, we aren’t just hyping them up. It’s the bank who okays the transfer, so any issues are due to their own technical problems. That’s why EPS insists on contacting the bank’s customer support before reaching out to them.

Extra Features

As we said, EPS is all business and no gimmicks. So, it comes as no surprise that they don’t have too many extra features available. One which caught our eye was the e-Identifikation system, a unique security feature developed by STUZZA that can be used at online casinos or web shops that already accept EPS. But how does it work exactly?

Upon selecting EPS as your preferred payment method, you, the player, can fill out some basic information. This includes personal details that you already provided to your bank. Once you fill it out, the e-Identifikation software automatically compares the two sets of data and issues a bank signature if they match. The catch is that the merchant never actually sees this information – they just get a statement saying that it matches and that you’re a real person.

Mobile Capability

android ios

Since you don’t need to create an account or download an app, there isn’t much to discuss about the mobile usability of EPS. The platform works flawlessly even on mobile casinos. Once you click on EPS in the deposit section, your mobile browser will automatically open another tab or open your eBanking app.

Of course, the overall experience of using this payment method at mobile online casinos depends on how good your bank’s app really is. Other than that, EPS takes care of its part without any hiccups whatsoever. Even though apps may be useful, we like to see payment providers take a more simple approach and reduce the need to clog your phone with downloads.

Interesting Facts

  • EPS was founded in 2001, through a collaborative effort by the Austrian Government and STUZZA - an advisory body comprised of all the banks legally cleared to operate in Austria.
  • You don’t need to create an account in order to use EPS.
  • EPS is supported by all Austrian banks. If you have a bank account with an Austrian financial institution, regardless of which one it is, you can use the platform with ease.
  • In 2014, EPS merged with Giropay, its German equivalent. The result is that players can make EPS deposits if they have an account with one of Giropay’s member banks. Due to the change in German online gambling laws, this union between platforms is bound to open up new opportunities for players to explore and engage with various sites.
  • Since 2016, EPS has been used as the main way to pay taxes for all Austrian citizens.
  • EPS is a supported payment option at over 80% of all eCommerce stores operating in Austria.

FAQ

No, EPS can only be used for deposits.

Yes, EPS is one of the safest payment methods out there. The company uses various measures to protect your data and is officially licensed by the Austrian Ministry of Finance and the Chief Information Officer of the Austrian Government.

No, EPS is completely devoid of fees.

Yes.

No, you just use your eBanking credentials when making a deposit.

EUR is the only supported currency at this time.

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