Instant EFT Casinos – Using Instant EFT at Online Casinos
Best Instant EFT Casinos in 2025 – Our Recommendations
There are many online casinos that accept Instant EFT payments, and our CBM team made a comprehensive list to save you a ton of time and effort searching for the best brands. Please note that these casinos are carefully chosen following specific ranking criteria, so you will have a great gaming experience with a ton of benefits. Check our list below and don’t hesitate to become a member without hesitation.
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SparkleSlots
18+ | New Customers Only |
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- License from the MGA and UKGC
18+ | New Customers Only |
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King Billy
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18+ | New Customers Only |
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Company Background
An EFT is the second most popular online payment method in South Africa after credit and cheque cards. It is powered by Payfast, so you can activate Instant EFT as a payment option in your Payfast account and open the choice to create an EFT payment automatically on the system. Money is transferred from the user’s bank account and cleared instantly, enabling online gambling without the need for a credit card. The entire process is easy and all users should log in with their online banking credentials and confirm the payment with their bank. Once approved, the casino website is notified of the successful payment and the order can be processed.
Talking about Payfast, the main company behind Instant EFT, we found that it was established in 2007, and since then, it has represented the largest online payment network in the South African region. The main headquarters is in Cape Town, operating in several offices across the country. Adnan Ali is the CEO of Payfast and has the main operations for the EFT tool too. There are over 100,000 users which is a huge number on the South African market at the moment.
InstantEFT Latest Updates
- January 2025: Casinoble South Africa has highlighted Instant EFT as the top payment method for online casino players. Casinoble UK is highlighting the top gaming platforms that support this reliable and efficient banking method, ensuring players can enjoy their favourite games with minimal delays.
Where Instant EFT Operates?
Instant EFT is mainly focused in South Africa, which means that players from this country are available to use it as a part of Payfast. At this moment, other countries are not listed on the official website, but we can conclude that there will be efforts in the future to operate on global markets. The main currency is the South African Rand (ZAR).
Check the available markets below:
How to Deposit and Withdraw with Instant EFT at Online Casinos?
Depositing and withdrawing money at your chosen online casino where Instant EFT (Payfast) is accepted is a pretty easy process. It is nearly the same as other payment methods that you probably know and only a couple of steps separate you from crediting your casino account and start playing. Let’s check the deposit steps right below:
- Open your Instant EFT online casino and log into your account. If you don’t have an account, please register as a new player.
- Once you are in, go to the dashboard and open the “Deposit” page to make a payment.
- From the list, choose Instant EFT as a payment method.
- Next, type the amount you want to deposit. Keep in mind that the deposited amount should meet the required minimum according to the casino deposit policy.
- Confirm the amount and enter your details from the Instant EFT system to confirm the transaction.
It’s fast and easy, so you can start playing immediately after that. Choose your favorite casino games and place your bets for huge cash rewards. Now, let’s check the withdrawing process of your lucky funds and how to enjoy them afterward:
- Log in to your casino account and open the withdrawal page.
- From the withdrawing methods, select Instant EFT (or Payfast) again as a payment method.
- Type in the amount you want to cash out, but make sure to meet the required minimum according to the withdrawing policy.
- Confirm the transaction and submit the payment request.
Please note that some online casinos have an approval period of up to 3 banking days and it may vary depending on different circumstances.
How to Set Up a Instant EFT Account: Step-by-Step Guide
To become an Instant EFT user and enjoy fast and safe transactions online, you have to follow specific steps to create an account. Only a couple of steps separate you from using this amazing payment service, for example:
Open the official Payfast website
Go to your browser and search for the Payfast website. From here, choose the Instant EFT option as a payment option.
Click the “Sign me up” option
Once you land on the official homepage, click the black “Sign me up” button in the top right corner of the website to activate the registration form.
Choose the purpose of using Instant EFT
When you click the sign-up button, choose how you will use the payment service and some personal information about your yearly income. After that, proceed to the 5-step registration process where you should enter your login information, password, some personal information, etc.
Pass the verification process and you are in!
Lastly, verify your email address (if required) and start using Instant EFT on the go. Feel free to load your account with some funds and make a deposit on the best Instant EFT casinos out there.
Available Currencies
ZAR
Fees, Timeframes, and Limits at Instant EFT Casinos
Instant EFT has specific fees, transactional limits, and timeframes that are included in the payments section of your chosen online casino. On the official Instant EFT website, these details are not clearly listed, but even without them, keep in mind that different casinos have different rates and limits according to their terms and conditions.
Fees
Payfast has the right fee structure to fit your needs as an Instant EFT user. Simply pay if you earn fees on Aggregation or get customized gateway fees for those bigger businesses. For using Instant EFT, there is a processing fee of 2.0%. Keep in mind that for using different payment methods via Instant EFT, you have to pay different fee percentages up to 5.5%. Some of them are Google Pay, Samsung Pay, Apple Pay, Scode, Zapper, etc.
Timeframes
Instant EFT is an instant payment service/ Keep in mind that the processing time in your chosen casino depends only on the casino’s working politics. In most cases, you will wait no longer than a minute to credit your casino account or withdraw your lucky funds. But, in some casinos, financial departments take up to 3 banking days for payment approval.
Payments to other banks are processed swiftly, typically within 30 minutes. Instant pay is accessible 24/7, including weekends and public holidays. There is a fee charged for each transaction.
Deposit and Withdrawal Limits
The Instant EFT payment method does not have specific deposit and withdrawal limits listed on the website. Keep in mind that these limits are set by the casinos themselves, and the players are required to meet the minimum or maximum limit to transfer their funds. These limits are available on the “Payments” page in your chosen casino or in the “Terms and Conditions” under a specific section.
Best Instant EFT Casino Bonus
For casino players who are ready to make transactions via Instant EFT, online casinos offer amazing bonuses and promotions that are not available somewhere else. All platforms that accept such payments offer generous welcome bonuses, reload bonuses, free spins, sports bonuses, VIP exclusive offers, and tournaments with millions of dollars in prize pools. Make sure to check them all and make the minimum required deposit to claim them all. Some promotions may come with specific bonus codes, so enter them correctly after your deposit and increase your winning chances with ease.
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Claim Whamoo BonusWhamoo
Deposit
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40x
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$/€20
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Welcome Package
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Deposit
Free Spins
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Claim SparkleSlots BonusSparkleSlots
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Claim Bluefox BonusBluefox
Welcome Package
50x (B+FS Wins)
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€10
No
Security & Customer Support at Instant EFT Casinos
Instant EFT is a fast, safe, efficient, and secure payment method supported by the famous Payfast company in South Africa. The customer support team is always awake 24/7 to resolve any kind of problem or misunderstanding that you may have. Let’s check more information below:
Security
Instant EFT has a multitude of automated and manual checks in place to protect both buyers and sellers from fraudulent transactions. Online retail has a fraud rate between 1 and 2% of all transactions. Through effective controls, Payfast is currently below 0.1% and still going down. Some of the best security and fraud features you should be aware of are:
- PCI-DSS Level 1 Compliant
- Secure servers
- 3D Secure
- 3D Secure 2
- GEO IP Tracking
- BIN/IIN Validation
- Extended Validation SSL
- ASV Scans on a weekly basis
- Two-factor authentication
- Validation checks
- Web application firewall
- Fraud Reviews
Customer Support
To be in touch with the customer support team, you can use the support email address listed on the terms and conditions page. You can ask the support agents everything you want related to the payment process, report any kind of problem, or explain a misunderstanding that may occur during the payment process.
Mobile Compatibility
The Instant EFT service is available for all casino players who are ready to use it on their iOS and Android devices. The transactional process is free, fast, and easy, so you can get the service on your mobile device without any barriers. There are no limitations, and players can make transactions in the best online casinos on the go.
Player Experiences at Instant EFT Gambling Sites
Looking at the customer reviews and player experiences with Instant EFT payment services, there are only positive opinions and high ratings from the players and general users. We found a lot of customer reviews from users in South Africa and also shared experiences with different kinds of payments. The players are mostly based in the African continent, so online casinos from the country are available for such payments.
Interesting Facts
Instant EFT is powered by Payfast, the largest online payment service in South Africa.
All transactions via Instant EFT are perfectly safe and protected with special security features.
The official currency you can use to make payments via Instant EFT is the South African Rand (ZAR).
You can also integrate Instant EFT payment service in your eCommerce store, platform, or website, thanks to many plugins and APIs.
Instant EFT customer support team is available every day from 08:00 – 20:00 (GMT +2). The public holidays and non-working days are also listed on the “Contact Us” page.
Instant EFT FAQs
What are the best bonuses at Instant EFT online casinos?
Sign up at any casino that accepts Instant EFT payments and claims fantastic bonuses such as welcome bonuses, free spins, reload bonuses, VIP rewards, etc. If the casino allows sports betting, make sure to claim sports bonuses as well.
Can I use Instant EFT on a mobile device?
Yes, you can use Instant EFT features via mobile device and it is available for both iOS and Android users. The service is totally free to use and make transactions, and it will take you a couple of steps.
Where Instant EFT is available for online payments?
Instant EFT is powered by the famous Payfast, the largest online payment service in South Africa. It means that only people in South Africa are available to make payments in their local currency ZAR.
Does Instant EFT include fees for transactions?
Yes, Instant has minimal fees for making transactions. For most of the payment methods you can use via Instant EFT, be ready to pay a processing fee of 2.0%.
How to find the best online casinos where Instant EFT payments are accepted?
CasinoBankingMethods is the best platform where the best payment methods are listed with a huge array of online casinos where those methods are available. It is the case with Instant EFT too, so check the list of online gamlbing platforms and have a great time today!
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Milica Kostic 
Head of Content
Casino expert with 5+ years of experience. Excited about all things casino, from slots and roulette to promotions, innovations, and new gaming sites to explore. iGaming content marketing was a life-changing surprise for this bookworm philologist, a window into a dazzling world of chatty dealers and captivating entertainment. Therefore, she vowed to be the town crier of the best online casino sites on the web. Textbook Virgo. Celebrates successful articles with a chill wheat beer.
Fact-checked by Bart Crebolder 
July 2025Lead Content Manager
Lead Content Manager
Having dedicated nearly a decade of his career to the iGaming industry, Bart Crebolder stands as a valuable member of the CasinoBankingMethods.com team. His journey in the industry has been marked by his pursuit of the latest trends, making him a relevant source for information about online casinos and payment methods. He is an invaluable asset to the team because of his passion for the iGaming world, contributing with his standing as a trusted authority in the online casino industry. Bart's content consists of comprehensive analyses, reflecting his deep understanding of the casino industry and he is setting standards for informed, reliable, and engaging content in online gaming.