JCB Logo
company JCB Co. Ltd
map Tokyo, Japan
calendar 1961
check-circle 141,000,000+
wallet None
superb

CBM Rating

Superb

86.40%
reputation
89%
availability1
71%
wallet1
93%
lock
91%
headphones
88%
like
dislike
  • Long waiting times
  • Not widely available
superb

CBM Rating

Superb

86.40%

JCB Review & Best JCB Casinos

Last updated: 6 April 2021

When talking about the most popular deposit methods nowadays, everyone focuses on the latest breakthroughs. eWallets and cryptocurrencies have become a global fascination, mainly due to their security features and useful, innovatory features. However, there’s still a place for credit cards in the online gaming industry. They provide a type of straightforwardness that many players prioritize when looking to make deposits. You just type out a few numbers, and you’re ready to go. Until something easier to use appears, providers like JCB will still be a viable option.

To help you better understand this particular payment method, we went all in for this JCB review. Not only did we look into the company’s reputation and inner workings, but we also tested a plethora of JCB casinos and bonuses. Continue reading, and you’ll get the ultimate preparation for funding your account with JCB, all while finding out all the pros and cons of this credit card provider. Good luck!

Top Casinos That Accept JCB Deposits

If you look below, you’ll find the result of a three-month testing bonanza. We rounded up all the best JCB casinos and reviewed every aspect of theirs, with a special focus on security, game quality, and legality. You can’t go wrong with any site on our top five list – try them out and see that fits your particular need!

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PlayOJO

91.67%

18 + | New Customers Only |

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LeoVegas

91.17%

18 + | New Customers Only |

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Masked Singer

88.50%

18 + | New Customers Only |

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Genesis

86.67%

18 + | New Customers Only |

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  • Excellent reputation
  • Local payment options
  • PayPal payments for UK, SE, ES

Gambola

86.33%

18 + | New Customers Only |

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money-bag Money Back up to €40
  • Real money cashback
  • No wagering bonuses
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Zebra Wins

86.17%

18 + | New Customers Only |

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  • New SkillOnNet casino
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Kassu

85.83%

18 + | New Customers Only |

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cherry 300 Free Spins
  • UK, Malta, Sweden licences
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Company Background

Book icon

The Japan Credit Bureau, better known as JCB, is one of the longest-standing financial institutions in all of Japan. They were founded in 1961, and are frequently credited as one of the main reasons why Japan has become one of the world’s most important banking centers.

In the early years, they specialized in offering various types of loans at low-interest rates, which caused them to become the first choice of Japanese citizens. Encouraged by their quickly-amassed success, in 1968, JCB acquired one of their fiercest rivals – Osaka Credit Bureau. This move effectively consolidated JCB’s power and primed the company for international expansion.

And that’s precisely what happened back in 1981, with ventures to other countries and Asia and Oceania. Since they pretty much knew all the markets close to Japan, expansion plans were swiftly put into motion and the JCB empire grew exponentially in the coming years. It wasn’t long until they were the best-known Japanese financial services provider, both domestically and globally.

However, their big break came in 2006, when they signed a historical partnership deal with Discover, one of the primary credit card networks in the US. The agreement allowed Discover users to have their cards accepted in Japan, with JCB customers getting the same experience at retailers that accepted Discover in the US.

Even though JCB USA was discontinued in 2011, due to an unclarified decision by the company, foreign-issued JCB credit cards can still be used at members of the Discover network. This includes online casinos throughout the country.

Target Markets

Target icon

Before we get into the nitty-gritty, it’s important to emphasize that most Japanese banks and card providers are regionally-oriented, for the most part. Thus, the very fact that JCB has spread its tentacles all over the world is a testament to their stability, as well as their fruitful business model.

You can make JCB deposits in the following countries: Austria, Bahrain, Bangladesh, Brazil, Cambodia, China, Hong Kong, India, Indonesia, Japan, Laos, Mongolia, Myanmar, Pakistan, Russia, Taiwan, Thailand, Vietnam. Keep in mind that this 18-country list doesn’t mean that you can’t make transfers with JCB in other countries. These are merely regions and territories where JCB has partnerships with national and private banks, mainly for issuing credit cards.

As a result, there are many online casinos that accept JCB payments, despite their citizens not being able to get a credit card legally. This is great for expats and all foreign nationals whole like to play slots or table gables on the internet, as a globally-recognized company is bound to be offered by many casino sites. The list we provided comes from JCB’s official site. While we advise you to choose from our recommended list of casinos, you can also do your own research and make JCB deposits at a casino you already know and like.

How to Set Up a JCB Account: Step by Step Guide

If you’ve already had experiences with credit cards, the process involving JCB won’t come as a surprise to you. In the following lines, we’ll outline the application process. However, you should know that the exact steps vary depending on your country’s banking laws, as well as the policies of all JCB bank partners. To create a JCB account, do the following.

  1. Visit JCB's Global Status page

    Check to see if your country is available. If you see that it is indeed on the list, pick a partner bank.

  2. Ask about the requirements

    As the process might vary from bank to bank, and from country to country. To be absolutely sure about what you’re going to do, contact the bank and ask the customer service agents about what requirements you need to fulfill for a JCB card. Usually, these details are also outlined in the bank’s FAQ section, so be vigilant and meticulous when doing your research.

  3. Provide personal information

    From this point onwards, the process is straightforward. You will have to provide your personal information, as well as financial statements, proof of residence, and everything else your bank might require.

  4. Background check is performed

    The credit bureau will do a background check on you. If your rating is good enough, you will get issued a personal JCB credit card. Depending on the bank, it might take up to a week for you to actually receive and activate it.

  5. Create an eBanking account

    Create a JCB eBanking account to make the process of governing your financial affairs much easier. Once you do this, you’ll be ready to use JCB for all your online gambling purposes, just like any VISA or MasterCard.

Available Currencies

Australian Dollar icon

AUD

Canadian dollar icon

CAD

Swiss franc icon

CHF

Danish krone icon

DKK

Euro icon

EUR

Japanese yen icon

JPY

Norwegian krone icon

NOK

New Zealand dollar icon

NZD

Swedish krona icon

SEK

Singapore dollar icon

SGD

US Dollar icon

USD

Casino Deposits and Withdrawals

Withdrawal icon

One of the biggest advantages of using JCB is that it’s suited for everyone, without any need to be tech-savvy before taking the plunge. Here’s how to make a deposit:

  1. Go to your preferred casino’s banking section, mainly the deposit part.
  2. Select JCB as your desired payment method.
  3. Enter your card number, expiry date, and CVV code – the three-digit number located on the back.
  4. Pick the amount you want to deposit.
  5. Receive a cashback.
  6. Start playing!

Even though we don’t believe credit cards are the most secure payment method, they still take the cake when it comes to ease of use. Nowhere else would you be able to just type out a few numbers and be done with the whole thing. Add the fact that JCB uses some pretty advanced cybersecurity methods (more on that in a bit), and we have a compelling case here.

As for JCB withdrawals, the process gets even easier, believe it or not.

  1. Head over to the banking/cashier section.
  2. Pick JCB as the transfer method.
  3. Enter the amount you wish to withdraw from your casino account.
  4. Follow that up by inputting your card number, expiry date, and CVV.
  5. Now, some sites will ask for proof of identity when making your first deposit. If they do, provide them with a document.
  6. Enjoy your money once it arrives.

Detailed Overview of Transaction Fees

Overview icon

JCB first caught our attention when we noticed the fact that they don’t impose any fees on their customers whatsoever. This was a bit unusual, especially when you consider that credit card providers are notorious for their insistence on squeezing every cent possible. When we double-checked, JCB’s policy did in fact turn out to be 100% honest. You don’t have to pay anything to apply for the card, nor are there any annual or maintenance fees. Most users have pretty much gotten used to these expenses, so this is a great way to save money.

Combine the lack of fees with the cashback option, and you can really maximize every transaction you make. This is especially true if you make frequent deposits. However, you should be aware of the fact that the casinos themselves can impose special fees on JCB deposits and withdrawals. Check out the list above to see which site offers the best possible deal.

Timeframes for JCB Payments at Online Casinos

Time icon

This is probably the biggest downside to using JCB. Even though it’s easy to make transactions and fill up your casino account, you will have to wait a long time to see your winnings. Deposits are always instant, with a potential clearance time of up to 30 seconds as a worst-case scenario.

Since you’ll be using a credit card, the bank will be the mediator in the transactions. As you probably know, this adds quite a few hours to your waiting time. Expect to receive a payment in no longer than 3-5 business days, depending on various factors. Additionally, some casinos are known to verify the identity of first-time depositors, so expect a 24-48-hour delay before they check you out. Despite the fact that we hate delay such as this, it’s a great, yet old-fashioned security measure that prevents fraudulent activities.

Deposit and Withdrawal Limits

Limits icon

The pendulum swings, as we go from a big downside to an even bigger advantage. JCB imposes no limits on transfers by its customers, which resulted in JCB cards being one of the most popular deposit methods for high-rollers. On the flip side, this means that you have to be extra mindful of how much you spend. As this is a credit card, you might burden yourself with additional dept.

Nevertheless, online casinos still have the final word when it comes to limiting the financial activities of their players. Check out the limits of JCB on each of our recommended casinos, and choose a site based on your playing style. The most common minimum deposit limit is around $10-$15, depending on the casino.

Best JCB Casino Bonus

Due to the popularity of JCB in the iGaming industry, many casinos have decided to capitalize on the opportunity and reward players with juicy promotions. To help you with the process of finding the best deal possible, we did the research so you won’t have to. In this list, you’ll find the best JCB casino bonuses we’ve been able to find. Not only are their fair and pretty lucrative, but they all come from sites that are licensed, secure, and legitimate. So, all that’s left for you to do is make a decision, and capitalize on the financial rewards you’ll receive. Sounds good?

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PlayOJO

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€10

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€10

No maximum

91%

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Masked Singer

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Kassu

Deposit

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Genesis

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Zebra Wins

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Security

Banking security icon

JCB simply aces this section, starting off with their strict policy on not sharing information with any third parties. There are also great systems in place, if you ever happen to lose you card. Not only can you block any transactions, but you can also cancel the card in an easy and fool-proof way.

They also use firewalls and SSL encryptions, along with some additional features like the J/Secure and J/Smart authentication protocols. In addition to this, JCB is also a founding member of the Payment Card Industry Security Standards Council (PCI SSD). They’ve also improved their holographic strips, and made all their cards IC-compliant, along with focusing on EMV specifications.

Customer Support

working-hours
Working Hours

Mon-Fri: N/A

Weekend: N/A

comments
Chat

No

mobile
Phone

N/A

When it comes to seeking assistance, JCB has a pretty efficient system in place. While they do have an email for inquiries and suggestions on their main website, they actually leave the work to each regional office. Let’s say you’re in Austria and you have problems with a deposit. You can contact the country’s office and let them handle the issue, as they have knowledge of Austria’s laws and regulations.

This is a great service, which maximizes efficiency and prioritizes finding resolutions as soon as humanely possible. To be extra sure, you can also contact customer support at both the casino and your bank. A three-layer support system is always a great thing to see.

Player Experiences

With JCB, we only saw stellar player reviews, perhaps the best out of all the platforms we had the pleasure of covering. They are lauded for doing exactly what they’re advertising, with next to no bugs, problems, or claims of fraud.

The only negative reviews revolve around late payments, but this is almost never the fault of the payment methods itself – usually, the casino messes something up. We’re delighted to see JCB being held in such high regard, but we still want more.

That’s why we also checked employee reviews. If you didn’t know, this is a great way to fully check the validity of a financial service provider. While players might overreact or restrain themselves, you can be sure that any wronged employees will make their displeasure known publicly.

JCB is reported to treat its workforce fairly, offering competitive salaries, and great work conditions. Seeing a company operating ethically is a big plus, and we applaud them.

Extra Features

JCB offers several extra features, of which the most notables ones are:

  • J/Secure. This particular feature adds an extra layer of security to your JCB account, allowing you to bolster your defenses with an additional keyword, custom password, personal question, or even your current location. Once you confirm a transaction, the nearest issuing office waits for your confirmation until it okays the action.
  • Loyalty perks. With JCB, you can gain access to exclusive member lounges at airports. They also went even further by signing deals with golf courses, providing their customers with cheaper or even free memberships.
  • Access to JCB PLAZA. This is JCB’s center of operations in Paris, and is designed to provide Japanese tourists and all JCB customers with additional assistance, such as tour-guides, legal information, and much more.

Mobile Capability

android ios

Not only does JCB offer apps for both iOS and Android, but they’re much more than your usual eBanking software. Of course, you can monitor your payments, installments, and everything else related to your JCB account.

In addition to this, you can get an overview of all the merchants accepting JCB in the vicinity, as well as some extra perks for anyone visiting Japan. There are also lists of airport lounges, travel bonuses, and JCB-related deals. It’s an eBanking solution and information app at the same time, which is an approach we would like to see with other payment providers, too.

Interesting Facts

  • JCB is the first, and currently only Japanese credit bureau that has spread internationally, making them a phenomenon.
  • JCB also has partnerships with American Express and Union Pay, allowing them access to markets in Oceania and China.
  • It is estimated that you can use JCB cards in approx. 190 countries.
  • JCB offers merchants special devices allowing them to accept no-contact payments.
  • They are also said to be investing a lot into developing the use of biometric data to improve overall security.
  • In 2020, JCB teamed up with Tokyo-based TECHFUND, a leading technology accelerator, in order to develop a sustainable blockchain-powered transaction system. So, there might be some crypto operations to look forward to in the future.
  • JCB won two awards at the 5th Cards and Electronic Payments International Asia Summit and Awards, for Best security initiative and Best NFC security initiative, thanks to IDEMIA technology. IDEMIA is the global leader in Augmented Identity, providing a trusted environment for users to make payments in the digital space.

FAQ

Yes, JCB is fully licensed by the Japanese Government, and are one of the country’s oldest and most reputable credit bureaus.

Absolutely. JCB cards are perfectly equipped for holding money, which allows you to store your winnings.

While JCB cards aren’t issued in the United States anymore, you can still use foreign-issued ones at all retailers that accept Discover and American Express. When it comes to online casinos, this varies from site to site.

No, the company itself doesn’t charge its customers anything, not even an application fee! However, individual casino sites may take a cut of your deposits and withdrawals. Do some research just to be sure.

Yes, all popular payment methods are used as ‘bonus fuel’ by online casinos. Check out the ones we listed above and you’ll surely boost your gaming experience.

Certainly. The process is completely devoid of fees and is as straightforward as the usual set of steps involved with getting a credit card.

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