Klarna Casino List – Online Casinos With Klarna

Last updated: 25 May 2023

In 2005, someone said to Sebastian Siemiatkowski “Forget about it. It’s never going to work.” More than 15 years later, we speak about Klarna, the world-leading online payment platform that pioneered the “buy now, pay later” (BNPL) concept. The Swedish-based company offers several payment solutions, including direct transactions from your bank account.

However, is more than 90 million users across 20 countries good enough for Klarna to be a perfect fit for online casino deposits and withdrawals? Our team at Casino Banking Methods decided to investigate it and deliver you a detailed analysis of Klarna. Find out if you need to register an account, are there any fees included, and how to use it at casinos that accept Klarna. We also provide you with a Klarna casino list so that you can choose a gaming venue that is the perfect fit for you.

Top Casinos That Accept Klarna Payments

Discovering a trustworthy, first-class online casino can be a pretty challenging task. Especially if you intend to use a particular banking method. Klarna is undoubtedly appealing to online shoppers. But is it suitable for online casino transactions? Here’s where CBM fintech and iGaming expertise kicks in. Our team has tested several casino brands, and as a result, here is a list of the best Klarna casino sites.

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Company Background

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Klarna is a Stockholm-based fintech founded in 2005. Klarna was established with a primary goal to enable hassle-free online shopping for its clients. Klarna’s success came from following the latest tech trends rising throughout the years. As a result, Swedish fintech expanded and became a leading international payment and online shopping service.

However, the company got off to a rocky start. Sebastian Siemiatkowski, with his friends Niklas Adalberth and Victor Jacobsson, pitched the idea during the annual entrepreneurship award organised by the Stockholm School of Economics in 2005. And they failed as the judges thought the concept was never going to work. Still, these three enthusiasts decided to pursue their dreams and co-founded Klarna the same year. The company is now among the world-famous payment service providers. Now that is a success story!

The only one who recognised the potential of Klarna was Jane Walerud, a Swedish entrepreneur. She invested in Klarna and helped these guys gather a team of developers to build the innovative platform. In 2007, Klarna got a significant boost from venture capital company Investment AB Öresund. The financial support helped them expand in Finland, Norway, and Denmark in 2010. They also got a foothold in Germany and the Netherlands the same year.

A year later, General Atlantic invested a staggering $155 million in Klarna. At the same time, the GA’s managing director, Anton Levy, became a member of Klarna’s board. The further expansion included Austria in 2012.

Then, in 2014, Klarna purchased German SOFORT, and the Klarna Group was born. Klarna started offering its service in the US in 2015, and in 2019, the fintech managed to raise $460 million in investments to bolster its presence in the States. This funding round made Klarna the most prominent fintech startup in Europe, worth $5.5 billion.

However, this was just the beginning. In June 2021, the company received a record-breaking $639 million in a fundraising round that propelled the company’s value to $45.6 billion.

Klarna Updates

  • January 2022: Klarna introduces a physical Visa card in the UK, allowing users to benefit from the company’s “buy now, pay later” service both online and in-store.
  • December 2021: The company rolls out a browser extension allowing users to make online purchases on their desktop computers. The new Klarna extension can be used at every online shop, even if it’s not a Klarna partner.
  • November 2021: Klarna launches Pay Now service and Klarna physical card in the US.
  • November 2021: Klarna officially starts offering its services in Portugal. Clients in Portugal can use the Klarna app and pay online directly at partner retailers, including ISTO, Sklum, and Tradeinn.
  • November 2021: Klarna enters the Irish market.
  • September 2021: Klarna announces it has reached 1 million app downloads in Australia.
  • August 2021: The leading payment service provider says it has 20 million active users in the States.
  • February 2021: Klarna rolls out consumer bank accounts in Germany with German IBAN and enables clients to obtain Visa debit cards.
  • September 2020: The fintech introduces a newly updated app to UK clients.
  • October 2022: Klarna Introduces Shoppable Video to Empower Content Creators and Shoppers.
  • January 2023: Klarna Sees 92% Increase in US Revenue amid BNPL Boom.
  • March 2023: Klarna Launches ChatGPT Plugin to Offer Curated Product Suggestions.

Target Markets

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Klarna has acquired several companies that helped the PSP grow and develop various products. The most significant acquisition was in 2014 when they purchased German financial servicer provider SOFORT and founded the Klarna Group. The merger with SOFORT is essential for online casinos as it allowed them to start accepting Klarna deposits as direct bank transactions.

The fintech is supported by several reputable investors, including Visa, Dragoneer Investment Group, Sequoia Capital, Atomico, and Permira. Ant Financial, an affiliate company of the Chinese Alibaba Group, also invested in Klarna in 2020 to ensure a partnership between two firms. These investors helped Klarna grow into a reputable global bank, one of the largest in Europe, and a financial service provider.

Klarna is most famous for its “shop now, pay later” service that lets users do online shopping but pay in 3 or more instalments or within 30 days. Klarna partners with so many famous brands from different verticals.

Some of the best-known merchants include Tommy Hilfiger, H&M, Calvin Klein, Samsung, Adidas, Nike, Harley-Davidson, Macy’s, eBay, Walmart, and many more. More than 250,000 retailers have implemented Klarna’s offline and online payment solutions. It means the possibilities to pay with Klarna are almost endless. And they also include online casinos with Klarna.

However, for iGamers is essential to understand that they can’t use Klarna’s pay later services at online casinos. You can only pay from your bank account as an online banking transfer.

Klarna is available in 20 countries, including the UK, US, Sweden, Finland, Norway, the Netherlands, Germany, Denmark, Ireland, Austria, Italy, Spain, France, Canada, New Zealand, and Australia. It has more than 90 million active users, handling over 2 million transactions a day. Yes, Klarna is a true international conglomerate.

How to Set Up a Klarna Account: Step by Step Guide

We’ve mentioned earlier that Klarna is best known as a BNPL (buy now, pay later) payment solution. However, we’ve also said that these services are not suitable for iGaming. You can use Klarna at online casinos only if you make a direct transfer from your bank account. So, how do you set up a Klarna account for convenient casino usage? Let’s find out now.

  1. Visit the official Klarna website and select your country

    When you land on the home page, scroll to the footer to find the drop-down with a list of countries where Klarna is accepted. Choose yours to open the dedicated Klarna website in your native language, featuring offers and products valid in your country.

    Visit the official Klarna website and select your country
  2. Get your Klarna app

    Click the “Get the App” button in the top right-hand corner. The QR code will appear on the screen. Scan the code with a QR code scanner to download the app. Open the link and follow the on-screen instructions to finish the installation.

    Get your Klarna app
  3. Log in to your Klarna account

    Open the app and provide the email or mobile number associated with the service. Click “Confirm and Continue” to receive an email with a login link. Or, you’ll get an SMS with a 6-digit verification code. Open the link or enter the code into the app to log in.

    The first time you sign in, you’ll need to authenticate your email and mobile number. You can then pick the one you’ll use to access your Klarna account.

    Log in to your Klarna account
  4. Register on the website

    Click on the “Log in” button in the top right corner and select a private login option. Tap “Create account” and type your email address. Hit “Confirm and Continue” to proceed. Klarna will send you a confirmation code to your email, so open the inbox to find the message. The code expires after 10 minutes, so hurry up. Insert the code in the verification code filed, and if it is correct, a new screen will open to provide your mobile number.

    Klarna will send a code to this number to link it to your Klarna account. Click “Send code”, enter it and click “Confirm and Continue”. This account will be used each time you make online payments with Klarna.

    Register on the website
  5. Link the bank account with Klarna

    Go to “My Klarna” and open the “Payment methods” section when entering the dashboard. Click on the “Connect a bank account” option. Enter your bank details, such as account holder name and account number. Pick the bank, but make sure it is a local country bank. The bank account you select to use will be debited every time you transact with Klarna. Now, just make sure you have enough money before you head straight to Klarna online casinos.

    Link the bank account with Klarna

Available Currencies

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Swiss franc icon


Danish krone icon


Euro icon


British pound icon


Norwegian krone icon


Swedish krona icon


US Dollar icon


Casino Deposits and Withdrawals

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It’s crucial to repeat that you cannot use instalment plans and “buy now, pay later” options to make a casino deposit Klarna. Therefore, when you open the cashier, you may see the “Klarna Sofort” logo among payment services. The reason is simple. SOFORT facilitates direct bank transfers you’re allowed to use to fund your casino balance. Here are a few easy steps you need to follow to deposit with Klarna.

  1. Visit one of the casinos accepting Klarna deposits and log in or sign up.
  2. Open the cashier page and look for the “Klarna Sofort” banking service.
  3. Click on it to choose it as your preferred method of payment.
  4. When the Klarna payment window appears, select your country and bank.
  5. Log in using your online banking credentials, provide the account number, PIN and specify the deposit amount.
  6. Confirm the transaction. You’re good to go.

Speaking of Klarna withdrawals, at most online casinos, you won’t be able to cash out winnings with Klarna. The best alternative you can use is a bank transfer. Still, we advise you to visit the T&C and the banking page of a Klarna online casino to double-check if it maybe allows cashouts with Klarna. If the casino lets you retrieve funds with Klarna, the process will be similar to depositing. But, it’s worth noting that instead of Klarna, you might see SOFORT as a withdrawal method.

Detailed Overview of Transaction Fees

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When you use Klarna at casino sites, you won’t face any service fees when you make deposits. If withdrawals are allowed, the company also doesn’t charge anything for making transactions through the platform. However, since we’re speaking of bank transfers, your bank may impose some costs for handling these transfers. To learn if this will be the case, contact your bank for more details.

Online casinos also don’t charge players for using Klarna as a casino banking method. Still, it’s always a good idea to go through the casino’s Terms and Conditions and pay attention to the small print on the banking page too.

Timeframes for Klarna Payments at Online Casinos

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We’ve explained earlier that the only Klarna payment service you can use at online casinos is bank transfer. However, don’t get scared. It won’t take days for your deposit to land in your casino balance. Online casino deposits with Klarna are instant. The company works with the best-known banks across the target markets, facilitating swift transactions.

If the casino offers Klarna withdrawals, the timeframes differ between casino sites. Once more, we’re speaking of crediting your bank account. Therefore, it all depends on your local bank and how long it needs to clear the transfer when the casino releases the funds. Generally, cashouts with Klarna take 2-3 business days.

Deposit and Withdrawal Limits

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Klarna doesn’t have minimum amounts you can send from your bank account to the casino balance. However, casino sites have minimum deposit limits that range from €10 to €20. The maximum sums go from €5,000 to €7,000.

If the casino enables withdrawals with Klarna, it has a predefined minimum and maximum figures you’re allowed to cash out per transaction, day, week, or month. Online casinos we’ve reviewed have minimums of €20 and maximums ranging between €2,000 and €5,000 per transaction. If you wish to move large amounts of money from and to your bank account, check with the bank if they apply any limits.

Best Klarna Casino Bonus

Klarna online casinos are not rare. Therefore, you can look forward to various incentives to keep playing at the casino site you’ve signed up with. Take advantage of welcome bonuses, free spins, or cashbacks. Or, check out if the casino has a VIP program or engaging slot or live dealer tournaments. Klarna instant deposits make you eligible for multiple promo deals. It’s just a matter of your gaming preferences which promotions appeal to you most. Pick one from the list of the bonuses available at the best Klarna casinos we’ve discovered for you.


Welcome Package

35x (D+B) 40x (FS Wins)







Free Spins

Not needed

35xB (70x for table games)



No maximum




Free Spins

Not needed

35x B



No maximum




Not needed



No maximum



Welcome Package

35x B+D, 40x FS





Welcome Package

35x B+D, 40x FS







Free Spins


Welcome Package

35x B+D, 40x FS




Masked Singer


Free Spins

Not needed

60x (Free Spins winnings)






Banking security icon

The payment processor uses cutting-edge technology to ensure all transactions and personal data are fully protected. It employs the latest security protocols to prevent fraudulent activities. Klarna also encrypts all the data and doesn’t share any financial or other sensitive data with third parties. Another essential thing bolstering Klarna’s reputation is that it partners with major banks and financial institutions across the globe.

Moreover, Klarna has strict anti-fraud measures in place to protect its clients. Some of them are an in-house developed risk engine, identity checks, and authentication checks. Finally, Klarna Bank AB is regulated by the Swedish Financial Supervisory Authority (SFSA). The company offers its financial services to EEA countries under the EU directive 2013/36/EU.

Customer Support

Working Hours

Mon-Fri: 00:00-24:00

Weekend: 00:00-24:00



If an issue arises, customer support is there to help. You can reach out to support agents from your account via live chat. Explain the problem in writing first to help agents resolve the issue faster. The great news is that Klarna’s customer service is ready to help you 24/7. If you reside in the UK and prefer speaking to a real person, call toll-free number 808 189 3333. The phone number depends on your country of residence.

You can also consult the help page containing detailed answers to the most frequently asked questions. The page has several categories to ease the search. If the FAQ page doesn’t provide the solution you need, you can fill in the form and submit it online. Or write a direct message to customer@klarna.co.uk.

Once more, remember that email addresses and phone numbers will be different based on your country. Anyhow, everything is transparent, allowing you to see the working hours and all available options you can use to communicate with the support staff.

Player Experiences

Klarna is present in 20 markets worldwide. Therefore, the payment service provider features websites for each country. We’re telling you this to help you understand that reviewing each one of them on the Trustpilot is not an easy task. However, even with a glance, we’ve managed to determine that the vast majority has an average score higher than 4.0. Most users commend the service, saying it’s smooth, enabling easy and quick transactions. They also say that customer support is professional and helpful.

In February 2022, the Android app had an average score of 4.6 on Google Play, based on 388,000+ reviews. On App Store, the app had an even higher average rating of 4.8 stars, based on 562,000+ reviews.

However, some customers are not satisfied with the service, which is fine. People complain about customer support, that the app often displays error messages, and they face problems when checking out. Others also say getting refunds is complicated. We’ve noticed that support agents reply to negative comments, offering additional help.

Extra Features

Klarna is most famous for its BNPL services. It allows clients to purchase a product and pay for it in 3 or 4 interest-free instalments or after 30 days. Customers prefer using these options as they enable them to test the product, and if they’re not satisfied, they can return it without a cost.

The company has a network of more than 250,000 stores and merchants globally working with it. Each country has a list of shops and special deals tailored to Klarna users. Just visit the website or app regularly to grab the most attractive offer and collect promo coupons. You can also add a Chrome extension for quick online shopping even at stores that are not partnering with Klarna yet. Some famous brands supporting Klarna are Michael Kors, Nike, Ray-Ban, Acer, and Microsoft.

Finally, Klarna has a branded Visa card you can use wherever Visa is accepted, online and in-store. You can make contactless transactions using smart wearables and even pick one of two card designs.

Mobile Capability

android ios

You can install the app from the website by scanning the QR code leading you to the app. Or, find it on Google Play or App Store. We recommend downloading it from the website to ensure you’re using “the real thing”. The all-in-one shopping app enables you to discover the best deals, receive discount notifications, and even report a return of the product.

Android users need a 5.0 or higher version to use the app, while Apple devices require iOS 12.1 or later. In February 2022, the app had more than 10 million downloads from the Google Play store. It is constantly updated to fix bugs and improve the overall experience. Android users can turn on automatic updates to access the latest version.

Interesting Facts

  • Sebastian Siemiatkowski, Klarna’s co-founder and CEO, made burgers at Burger King. Niklas Adalberth, another creative brain behind Klarna, was on the other side of the same Burger King’s assembly line. The two became friends, and the rest is history.

  • The Telegraph listed Klarana among Europe’s most promising fintech startups in 2011.

  • In 2015, Klarna was recognized as one of the most successful startups in Sweden that attracted international investments. Klarna was listed alongside Skype, Spotify, King, and Mojang Studios.

  • Klarna established Klarna Future Shopping Lab, a research project dedicated to exploring the future of shopping and retail experiences.

  • CNBC recognized Klarana as one of the most innovative companies in the world. Klarna ranked #5 on CNBC’s eighth annual Disruptor 50 list in 2020.

  • Cosmopolitan Magazine and Klarna hosted a “Hauliday by Cosmo x Klarna” 48-hour virtual shopping event in the US.

  • Klarna is the first fintech that joined The Climate Pledge and the Race to Zero campaign.

  • On June 1, 2021, A$AP Rocky, an American rapper, became Klarna’s CEO – for a day.

  • On September 15, 2021, Klarna celebrated its 1 millionth app user in Australia, a 53-year-old Jacqui from Regional Victoria.


No, it doesn’t. The service doesn’t add extra costs for crediting your online casino balance. However, your local bank may apply service costs since you’re using bank transfers. We, therefore, advise you to visit your bank and ask if they charge fees for Klarna transactions.

Klarna is currently active in 20 markets across the world. You can use it in the UK, US, Sweden, Norway, Denmark, Belgium, Finland, Australia, New Zealand, Canada, Austria, France, Ireland, Germany, Italy, the Netherlands, Poland, Portugal, Spain, and Switzerland.

Yes, it is. Klarna utilizes the latest protection measures and security protocols to keep all transactions safe. The company has its own risk engine and performs identity and authentication checks.

Yes, they are. When you confirm your transaction on the platform, the funds will be credited to your casino account in no time.

Firstly, bear in mind that not all online casinos allow cashouts with Klarna. First, we advise you to check the casino’s payments page to see if they display the Klarna logo in the withdrawal section. If this is the case, you can expect the money to land in your bank account in 2-3 business days. Anyhow, even if the casino doesn’t offer Klarna as a withdrawal method, in most cases, you can cash out with a standard bank transfer. The waiting time for these transactions is similar.

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Biljana Lukovic

Biljana Lukovic

Content Manager

Biljana is an experienced content writer who started building her career in 2004. In 2013, she began to work for a Swiss telco company, where she wrote texts for websites and created various marketing collateral. She started her iGaming “adventure” in 2020 during the pandemic and never regrated the decision she made. Biljana is a Content Manager in charge of preparing content plans for websites such as CasinoBloke.com, LiveCasino24.com and OnlineGambling24.com. One of the latest projects she’s particularly keen on is CasinoBankingMethods.com.