PayID Casinos – Using PayID at Online Casinos
Last updated: 18 May 2023
PayID is a direct bank transfer service with a sole focus on Australia. PayID enables making near-instant casino deposits from your bank account by linking it to your email or mobile number with a little help from the OSKO protocol.
This means you can now forget about the BSB number and use easy-to-remember personalised identifiers to make payments.
Cool, right? If you’d like to learn more about PayID, keep reading. We deliver a detailed review of PayID and how to use it at online casinos and a PayID casino list.
Best PayID Casinos in 2023 – Our Recommendations
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T&C ApplyPayID History and Development
PayID was first introduced in 2018 as part of the New Payments Platform (NPP). The NPP is a world-class fast payments infrastructure developed by the Australian financial sector and the Reserve Bank of Australia.
NPP Australian Limited was established in 2014 to oversee the development of real-time payment services. In 2017, the NPP was rolled out for a smaller number of financial institutions participating in the project. Finally, in 2018, the NPP went live, and one of the first NPP-enabled services was PayID.
To make a bank transfer in Australia, you need to enter a BSB code alongside the standard information (cardholder name, account number). BSB or Bank State Branch is a 6-digit code necessary to carry out the transaction. If you don’t enjoy sharing your bank account credentials and BSB on the internet, then PayID is a great alternative.
The service doesn’t replace this code or your bank account number. Instead, it allows you to make online transactions without sharing your banking details. PayID is an alternative way to access your online banking using your unique payment identifier.
Also, if you need to receive funds, you can give your PayID to the payer instead of your bank account number and BSB.
PayID works with various reputable banks and financial institutions in Australia. Moreover, the payment service enables quick transfers through OSKO.
OSKO facilitates near-instant bank transfers from your online banking platform. More than 85 Australian banks offer this feature, allowing fast and easy payments. Backed by a leading financial service provider in Australia, BPAY Group, OSKO ensures secure, worry-free transfers.
NPP is owned and operated by 14 Australian financial organisations, with the Reserve Bank of Australia as the central banking institution in the country.
Wise Australia was the latest organisation to join the national infrastructure in September 2021. All NPP payment services, including PayID, are supervised and supported by Australia’s most reputable financial institutions.
PayID Updates
- June 2022: Financial institutions must enable third parties to facilitate transactions from bank accounts when customers approve access. It means that payers will be able to allow third-party PSPs to make payments on their behalf.
- March 2022: New Payments Platform reports 10 million PayID registrations in Australia.
- October 2021: NPP Australia publishes its six-monthly roadmap, revealing that the platform now has 8.7 million registered PayIDs. The number reflects a 60% growth compared to the same period in 2020.
- October 2021: The company says that all participating organizations must allow their clients to authorize PayTo agreements by the end of
- October 2021: Australian fintech Zepto directly connects to the NPP, thus becoming an Accredited Data Recipient. Furthermore, a real-time payment platform is the first non-bank to link to NPP as a Connected Institution.
- March 2023: American Express and Cuscal Launch PayID Service for Card Bill Payments.
Where PayID Operates
It’s already apparent that PayID, one of the NPP-powered services, is focused on the Australian market. It also means that PayID appeals to Australia-facing online casinos. The idea behind PayID is to offer Aussies a payment service they can use without memorising and disclosing the BSB code and bank account number.
PayID is supported and offered by more than 100 banks and credit unions in Australia. Some of the most reputable names behind PayID include the Reserve Bank of Australia, ANZ, ASL, HSBC Bank Australia, Cuscal, and Citibank.
The service is secure and monitored by the most trustworthy financial institutions in the country. You can check out the complete list of banks that offer PayID on the NPP Australia official website.
Online Casino Banking With PayID
Now you know the basics of PayID, what it is and how to create it. Finally, it’s time to learn how to make a casino deposit PayID.
But before we begin, we’ll remind you first to ensure your bank account has its PayID in place. Now, let us walk you through the process of depositing at online casinos using the service.
- Open the casino site, log in, or register if you don’t have an account.
- Visit your profile, open the “Deposit” page, or click the “Cashier” section.
- Select predefined deposit amounts or type in the custom amount. Pay attention that the sum is at least the minimum defined by the casino.
- Choose bank transfer as your deposit method and log into your e-banking.
- Pick the PayID function within your e-banking.
- Enter your PayID details and confirm a transaction.
You see that PayID online casino deposits are quick and straightforward. But what about PayID withdrawal pokies?
Can you cash out winnings from the casino using this service? The answer is obvious. Yes, you can. So, how to make PayID withdrawals at Australian casinos?
- Go to your account and open the withdrawal page.
- Select PayID as a withdrawal method and type in the amount you want to cash out.
- You’ll be prompted to provide your PayID to the pokie site to receive the money.
Although PayID works both ways, allowing you to make and receive payments, it may happen that some casinos won’t allow you to use it to cash out the winnings. Therefore, visit the withdrawal section before you make a deposit to double-check.
How to Create a PayID for Your Bank Account?
PayID is not a “classic” payment method. It is the addressing service you can use to access NPP and make direct secure payments from your bank account.
Since PayID is not a banking method but an identifier, how do you set up your PayID? Easy. Follow our step-by-step guide.
Open a bank account at a PayID friendly bank
To be able to create your PayID, you need to have a bank account first. You can have more than one bank account, but you can only connect PayID to one account at a time. You can make more than one PayID and link it to the same or different accounts.
Log in to your digital banking
Once you’ve logged in, select “Create PayID” from the main menu. Follow the on-screen instructions and choose the account you want to connect to your PayID. Then choose either mobile phone or email address. Enter your mobile phone number or email you wish to use as your PayID.
Submit the details and wait for confirmation
After you submit your email or mobile number, the bank will verify the information. It will send you a one-time code to confirm your email or phone number. Enter the code in the confirmation screen, and the message will show that PayID registration has been successful. Once you authenticate the email or mobile number, the bank will automatically add the PayID functionality to the account you selected to use. Your PayID is activated, and you’re ready to make and receive payments using your personal PayID.
Available Currencies
AUD
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PayID Fees, Timeframes, and Limits
Fees
PayID comes with multiple benefits. One of them is that online casinos don’t charge fees for deposits and withdrawals with PayID. However, as the service and the payment platform are linked to your bank account, the bank may have fees for processing transactions.
Also, since over 100 banks offer PayID, we cannot provide precise details as they vary from bank to bank. We advise you to recheck this info with your bank.
Timeframes
One of the main advantages of using PayID at online casinos is real-time deposits. The money will instantly appear in your casino balance as payments are processed within a minute.
However, it’s worth noting that some transactions may last a bit longer due to an additional security check by the bank. If this happens to you, speak to your bank for more information.
Usually, such delays happen for first-time payments. Some banks may delay these transactions for up to 24 hours as a security measure.
Another advantage of PayID is that it is available 24/7, every day of the year.
Casinos that accept PayID have their pending periods to handle withdrawal requests. So even the fastest payment method needs to wait for the casino to approve the request first and clear the money.
In this case, PayID pokie sites usually take between 1 and 3 business days to process the request. Once the casino approves the transaction, you will receive your money instantly.
Limits
PayID is a specific payment service. It’s not a standard payment method but an integral part of your digital banking. As such, it’s linked to your bank and its rules. PayID itself doesn’t impose any limits.
But your bank and the casino operator may have both deposit and withdrawal limits. Therefore, we can’t give you exact numbers here as you’ll need to check this with your bank first.
To give you an idea of what you can expect from the banks, here is an example. Citi Bank Australia has a daily limit of $10,000 if you make a fast payment to PayID.
And then, visit the PayID pokie site to see which minimum and maximum deposit and withdrawal amounts apply. For example, Rabona and Slots Palace allow PayID deposits in the AU$15 – AU$7,800 range.
Best PayID Casino Bonus
PayID is available to gamers in Australia. So, only Aussie-friendly casino sites will allow you to make fast payments with PayID. But can you claim casino bonuses?
The simple answer is yes. For example, you can benefit from welcome packages, free spins, daily reload bonuses, cashbacks, and more. To help you narrow down the search, here is a list of the bonuses available at the best PayID casinos.
Spinnalot
Deposit
25x (B+D)
Ongoing
€/$20
Neon 54
Cashback
Not Needed
1x
Ongoing
€10
Nomini
Cashback
Not needed
1x
Ongoing
€50
No maximum
Wazamba
Welcome Package
Not needed
35x (D+B)
Ongoing
€10
No maximum
Powbet
Welcome Package
35x B+D, 40x FS
Ongoing
AU$30
5Gringos
Welcome Package
35x B+D, 40x FS
Ongoing
AU$30
ExciteWin
Cashback
Deposit
Free Spins
Reload
Welcome Package
35x B+D, 40x FS
Ongoing
AU$30
Hell Spin
Deposit
40x
Ongoing
AU$25
Security & Support
Security
PayID is part of the New Payments Platform (NPP), developed by the Australian financial services industry. The platform uses world-class real-time payment capabilities and is certified to the highest safety standards. It’s also monitored 24/7.
Only financial institutions that adhere to strict security requirements can offer services via the NPP. The platform is owned by 14 highly-acclaimed Australian organisations, including the Reserve Bank of Australia.
PayID works within the security of your internet banking. Therefore, the service benefits from the highest safety and protection standards used by the bank.
The same protection measure used to safeguard your bank account payments will also keep your PayID transactions safe. Only you can authorise the payments from your bank account connected to PayID.
Also, your bank’s privacy policy protects your personal info at all times. Finally, PayID is protected by identity verification when you create your unique identifier.
Support
PayID may be a part of NPP, but your bank manages the service. You register your PayID with the bank. More than 100 banks, credit unions and other financial institutions in Australia offer this service.
You are using the platform through your bank. If you have any issues with PayID, you need to contact your bank or financial institution where you’ve registered your unique identifier.
You can also find the comprehensive FAQ pages on the official PayID and NPP Australia Limited websites. But, if you wish to contact them directly, you can send an email to info@nppa.com.au.
Mobile Capability and Extra Features
PayID is not an app you can download and use. But you can use it within your dedicated banking app. You only need to install the app and look for the PayID tab. That’s it.
Dolly is One of the Best Mobile PayID Casinos
PayID is not a new payment method. It is a specific identifier you create to associate it with your bank account. As such, it’s an integral part of your online banking. So, it doesn’t provide any additional extra features.
However, the New Payments Platform offers other products too. One is PayTo which allows users to pre-authorise transactions from their bank accounts. Ideal for recurring actions, like paying utility bills.
Player Experiences at PayID Gambling Sites
As a bank-based transaction service operated by reputable financial institutions in the country, PayID implies that security is not an issue here.
We haven’t encountered complaints about fraudulent activities related to PayID. The service is part of the New Payments Platform, which is designed to support real-time transactions.
The main idea behind PayID is to allow users to make direct online money transfers without using an account number or BSB code. Instead, you create a unique “nickname” for your bank account.
So, the system sounds great. But everyone knows the struggle with remembering passwords, account numbers, or PIN codes.
Australian online casino players are pretty happy with this way of funding their casino balances as it’s fast and convenient. And safe, as you don’t need to disclose essential banking details.
Gamers are pleased that they can make deposits and withdraw winnings at casinos with PayID. They also like that the service is available round the clock, meaning the payments are processed even outside the banks’ working hours.
The main downside of PayID withdrawal pokies is that these transactions may last longer than you’d like whenever banks are in the mix. And fees may appear.
But this varies from one bank to another, so we can’t give you precise information as there are 100+ banks involved. So, you’ll need to visit your bank to ask questions.
Our Summary of PayID Payments
PayID has quickly become a favourite casino banking method for Aussie players, and it is easy to understand why.
Tailored for Australian residents, the service facilitates instant payments from your bank account while keeping your confidential information secure at all times.
PayID casinos were once few and far between, but fortunately, Australian gamers using PayID now have access to a number of excellent online pokie sites, with the best of them featured on this page.
PayID can be used for fast deposits and withdrawals to and from online casinos 24/7, but the service also has some minor drawbacks.
Depending on your bank’s policy, some fees may be involved, and you’ll have to rely on your bank to solve any potential issues.
Interesting Facts
Financial institutions that first used NPP started introducing the New Payments Platform to their clients on February 13, 2018. For those who like to know all the details, it was Tuesday.
The first transaction made through the NPP was a donation to the Alannah and Madeline Foundation Charity for Children.
Institutions and organisations that wish to use NPP’s services must join NPP Australia Ltd as a shareholder.
NPPA reported that in July 2020, there were five million PayIDs registered by Australian consumers and businesses.
The latest NPP participant is Wise Australia, which started using the platform at the end of September 2021. Wise Australia is now allowed to process real-time transactions through NPP on behalf of its Australian clients.
If you’d like to hear various reviews and testimonials from clients using PayID, check out the section on the website called “See PayID in action.”
PayID FAQs
What is PayID?
PayID is a unique piece of information, like your email or mobile phone number. You can connect this personal identifier to your bank account and use it instead of the BSB code and bank account number to make direct online transactions. With this service, you don’t need to disclose your banking details. It also allows you to use easy-to-remember information to access your bank account.
Can I have more than one PayID linked to my bank account?
Yes, you can. But, you can connect only one PayID to your bank account at a time. However, you can create more than one PayID and link them to other accounts or use multiple PayIDs with one account. You just can’t connect more than one PayID simultaneously.
Can I Use PayID outside Australia?
No, you can’t. The service is developed exclusively for the Australian market. Only casino players from this country can use it at Aussie-friendly casino sites.
Can I withdraw my casino winnings with PayID?
Yes, you can, but you need to find a PayID withdrawal casino that accepts players from Australia. The system works both ways. However, we advise you to double-check and visit the casino site and withdrawal page before depositing funds. It may happen that some casinos won’t allow you to cash out winnings with PayID. This should be rare, but it’s better to check to avoid inconveniences.
Are there any fees for making payments with PayID at online casinos?
Online casinos don’t charge anything for deposits and withdrawals with PayID. However, your bank may have fees for processing transactions. To find out if your bank has any costs associated with PayID payments, visit the bank and ask for more details.
How many banks in Australia offer PayID?
You’ll be happy to hear that over 100 Australian banks, credit unions, and financial institutions support PayID. Visit your bank to learn if it’s offering the service. Or you can go to nppa.com and click the “Find an institution” tab at the top of the page to browse A-Z.
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Biljana Lukovic 
Content Manager
Biljana is an experienced content writer who started building her career in 2004. In 2013, she began to work for a Swiss telco company, where she wrote texts for websites and created various marketing collateral. She started her iGaming “adventure” in 2020 during the pandemic and never regrated the decision she made. Biljana is a Content Manager in charge of preparing content plans for websites such as CasinoBloke.com, LiveCasino24.com and OnlineGambling24.com. One of the latest projects she’s particularly keen on is CasinoBankingMethods.com.
