Swish logo
company Getswish AB
map Stockholm, Sweden
calendar 2012
check-circle 7,000,000+
wallet None
superb

CBM Rating

Superb

83.40%
reputation
89%
availability1
68%
wallet1
92%
lock
91%
headphones
77%
like
dislike
  • Limited to Swedish market
  • Often unavailable for withdrawals
superb

CBM Rating

Superb

83.40%

Swish Review & Best Swish Casinos

Are mobile payments the future? Swish users would argue – yes! Swish is an advanced method of mobile payments with a lot of utilization potential, and one is certainly depositing at casinos online for Swedish players. As we explore the core of Swedish payment habits, we will leave surströmming aside. Instead, we will focus on the best Swedish casinos where you can enjoy awesome gambling games and make quick Swish deposits. You can be sure you will know much more about mobile casino banking after this read and how things work from the perspective of a Swish user, so let’s swish it up!

Top Casinos That Accept Swish Deposits

We know that you can send money to your friends and acquaintances using Swish, but that’s not all this payment solution can do. It can become your best tool for depositing at online casinos, as long as you are from Sweden and own a mobile device. We’ve picked out amazing casino sites for players that tick these boxes, so have a look below.

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PlayOJO

91.67%

18 + | New Customers Only |

T&C Apply
money-bag 50 Free Spins No Wagering
  • No wagering requirements
  • High limits
  • Excellent live casino

LeoVegas

91.17%

18 + | New Customers Only |

T&C Apply
money-bag 100% up to €100
cherry €10 Free Spins
  • Impeccable reputation
  • 200+ live dealer tables
  • Seven gaming licences

Betsson

88.50%

18 + | New Customers Only |

T&C Apply
money-bag 100% up to €200
cherry 100 Free Spins
  • Highly reputable casino
  • Exclusive games
  • Premium banking options

Masked Singer

88.50%

18 + | New Customers Only |

T&C Apply
money-bag 125 Free Spins
  • Lightning-fast payouts
  • The Masked Singer branding
  • Top-notch live casino

Casumo

87.83%

18 + | New Customers Only |

T&C Apply
money-bag 100% up to €300
cherry 20 Free Spins
  • Free deposits & withdrawals
  • Reel Races
  • Evolution & Playtech live dealers

Frank & Fred

86.67%

18 + | New Customers Only |

T&C Apply
money-bag 100% up to €100
cherry 300 Free Spins
  • High cashout limits
  • Weekend withdrawals
  • Very good reputation

Genesis

86.67%

18 + | New Customers Only |

T&C Apply
money-bag 100% up to €100
cherry 300 Free Spins
  • Excellent reputation
  • Local payment options
  • PayPal payments for UK, SE, ES

Kassu

85.83%

18 + | New Customers Only |

T&C Apply
money-bag 100% up to €300
cherry 300 Free Spins
  • UK, Malta, Sweden licences
  • Impressive live casino
  • Wide array of banking methods

Company Background

Book icon

Swish is a product of cooperation of six large Swedish banks – Danske Bank, Handelsbanken, Länsförsäkringar, Nordea, SEB and Swedbank. The concept was supported by the Bankgirot and the Central Bank of Sweden, as well as the Swedish savings bank which launched Getswish AB, the company that runs Swish and is headquartered in Stockholm.

The app was released in 2012, enabled to conduct instant, real-time payments between user payment accounts. The payments can be carried out 24/7 thanks to a settlement platform (Betalningar i realtid, BiR) that is jointly owned by banks. Other institutions have also joined the network, namely Skandia, Sparbanken Syd and ICA Banken.

What was initially intended to be an app that would conduct private transactions between individuals, it has evolved into a system that caters to businesses and e-commerce platforms. The service works through a smartphone application. The app connects the user’s phone number to their bank account and makes it possible to transfer money in real time.

Swish has countless partners in the fields of online and in-store payments, and cooperates with technical suppliers, e-commerce platforms, payment service providers, checkout systems, CRM, ERP and electronic cash register systems. To be able to use Swish for casino transactions, you must download the app of the service, as well as the Mobile BankID app.

Target Markets

Target icon

Swish was created for the needs of a single market – the Swedish market. The Swish application is dependent on the BankID application which in turn requires you to have a personal identity number. You can only have one if you are a native Swede or you have convinced the Swedish Tax Agency that you will stay in the country for a period longer than a year.

Swish’s internationalisation is very complicated for a few reasons. Swish was built within a single country with a unified and trusted payment infrastructure (BankID) and a single currency (Swedish krona). The coordination with other banks and the timing of having a cross-border solution that would need to operate between banks is very challenging, so seeing Swish expand to other territories like the UK or Germany is thought to be unlikely in the near future.

In September 2019, the brand announced teaming up with six other mobile payment providers in Europe to form the group European Mobile Payment Systems Association (Empsa), which will make it possible for Swedish residents to use Swish in Belgium, Germany, Austria, Finland, Denmark, Portugal, Switzerland and Norway. The organisation gathers around users of Bancontact Payconiq Company (Belgium), Bluecode (Germany and Austria), MobilePay (Denmark and Finland), Sibs/MB Way (Portugal), Swish (Sweden), Twint (Switzerland) and Vipps (Norway).

How to Set Up a Swish Account: Step by Step Guide

Before you can start depositing in record time to your favourite Swedish online casinos with Swish, there are some requirements you need to meet and several steps you need to complete. CBM will guide you through it, so hang on.

  1. Make sure to have a national ID number

    The Swedish national identification number is a ten or twelve-digit number, issued by the Swedish Tax Agency (Skatteverket). Banks need it for tax purposes and mandatory customer identification, which is why you will need to provide it if you want to move your funds using Swish. It is obtained when you are registered in the Swedish population register.

  2. Own an account at one of the participating banks

    All Swish users need to own a bank account in a Swedish bank participating in the system. These banks include Danske Bank, Handelsbanken, Länsförsäkringar, Nordea, SEB, Swedbank, and also Sparbanken Syd.

  3. Download the app Swish betalningar to your mobile device

    Ownership of a mobile device and a mobile phone number is obligatory for you to be able to make use of the Swish payment solution. You can have three different numbers connected to Swish. You will make Swish payments with the Swish betalningar app that is free for download on the Android Play Store and the Apple App Store.

  4. Download the BankID Säkerhetsapp

    The BankID Säkerhetsapp will enable you to sign transactions with mobile BankID, an electronic ID document comparable to a passport, driver’s license and other physical ID documents. After installing the app, you will register using your bank account and your national ID number. When the application is active, your bank can identify your number and authenticate each Swish payment without requiring any passwords, PIN codes or security questions.

  5. Reach out to your chosen bank to link your number and your account

    As a mobile-savvy player, you must have your bank app on your phone, as well. Open it and go into settings. Go to Manage Services/Swish/Connect new number/Order Swish. Enter the mobile number you want to connect to your account and press “Send verification code”. Enter the code, which you receive by text, and press Continue. Approve with a mobile BankID.

Available Currencies

Swedish krona icon

SEK

Casino Deposits and Withdrawals

Withdrawal icon

When you have your apps all setup, you can go to one of the best Swedish online casinos and starts swishing. Pick out Swish as your preferred method of payment and go on with the deposit. Enter the amount you wish to upload and tap on the button that says Input or Continue. This will redirect you to the Swish app where you will have to verify the transaction by using your mobile BankID. Go right back to the casino lobby and you will see the money credited on your balance.

Withdrawals are mostly unavailable for Swish users. Most casinos offer withdrawals via Trustly or bank transfer as the alternative. Since January 2019, Swish customers ought to be able to receive payments, and therefore carry out online casino cashouts. However, not many casino sites have enabled this option thus far.

Detailed Overview of Transaction Fees

Overview icon

Swish is free for private persons. The app is free to download and use and never costs anything to send or receive money with it. However, it is the banks that may add their own fees. Typically, it should not be a significant amount of money (1 to 5 krona per transfer, depending on the bank). There may also be potential data traffic charges if the user is located abroad at the time of the transfer.

Timeframes for Swish Payments at Online Casinos

Time icon

Online casino deposits carried through the Swish mobile payment service are instant. This means you will be allowed to make real money bets right away. It’s simple as that. One of the main advantages of Swish is the capacity to carry out transactions in real time.

These circumstances are very favourable for online casino players since any dealings with one’s bank-stored funds usually take days to complete. Where possible, the withdrawal process will likely take longer due to the casino’s pending process period.

Deposit and Withdrawal Limits

Limits icon

The minimum Swish payment currently stands at 1 kr, but it depends on the bank. The maximum amount and how much it’s possible to swish per week will vary from one bank to another. Naturally, if you are depositing at a casino, you need to be mindful of the casino’s own limits and restrictions. Each casino has a minimum deposit amount required, as well as a minimum deposit amount that qualifies for the welcome bonus. It is always a good idea to check the deposit limits of the website where you plan to play for real money beforehand.

If there are any limits established by your bank, you may be able to easily change your bank account settings by logging into your online or mobile banking profile. This might secure higher weekly transfer limits via Swish. The average maximum amount for transfers is about 20,000 kr. In some cases, users can temporarily increase the amount to 150,000 kr.

Best Swish Casino Bonus

Mobile casinos offer bonuses just as frequently as desktop-first casinos (which are not even in the lead anymore). The point being, you will easily find mobile casino bonuses to claim with your Swish deposits. Swish casino players are eligible to claim any bonuses, whether these are welcome bonus deals or occasional promotions. None of the casinos we’ve played at with Swish enforce any restriction policy regarding Swish eligibility for bonuses. Therefore, feel free to play for the bonuses we’ve selected below, as these are the best of the lot for Swedish online casino players looking to put their Swish app to good use.

50 Free Spins No Wagering
Get Bonus
PlayOJO

Free Spins

No Wagering

Welcome Package

None

Ongoing

€10

No maximum

96%

100% up to €100 + €10 Free Spins
Get Bonus
LeoVegas

Deposit

Not needed

20x

Ongoing

No maximum

89%

100% up to €200 + 100 Free Spins
Get Bonus
Betsson

Deposit

Not needed

35xB (25x FS)

Ongoing

€10

No maximum

80%

125 Free Spins
Get Bonus
Masked Singer

Deposit

Free Spins

Not needed

60x (Free Spins winnings)

Ongoing

£10

£100

74%

100% up to €300 + 300 Free Spins
Get Bonus
Kassu

Deposit

Free Spins

Not needed

40x B

Ongoing

€10

€100 for Free Spins

71%

100% up to €100 + 300 Free Spins
Get Bonus
Genesis

Deposit

Free Spins

Not needed

40x B

Ongoing

€10

€100 for Free Spins

71%

100% up to €100 + 300 Free Spins
Get Bonus
Frank & Fred

Deposit

Free Spins

Not needed

25x (D+B)

Ongoing

€20

€100 for Free Spins

68%

100% up to €300 + 20 Free Spins
Get Bonus
Casumo

Deposit

Welcome Package

Not needed

30x (D+B)

Ongoing

€10

No maximum

66%

Security

Banking security icon

Okay, so Swish is fast and simple to use, but is it safe? Swish is indeed highly secure. Its payments are based on mobile BankID, which prevents identity theft or fraud.

Transaction safety is also reinforced by the security measures of the user’s chosen bank. Users of iOS devices also have the option of using Touch ID or Face ID features to safeguard their mobile financial operations further. With all of this in place, security is hardly a reason for concern for Swish users.

Customer Support

working-hours
Working Hours

Mon-Fri: N/A

Weekend: N/A

comments
Chat

No

mobile
Phone

None

It would be nice to have a live chat facility enabled, but Swish users can benefit from a Help section on the Getswish website, which is filled with frequently asked questions and answers to burning topics regarding the use of Swish services.

If you are experiencing any troubles with the app’s performance, you may contact technical support at [email protected] Alternatively, you can contact the partnering bank institution you have an account with to resolve any potential setback you might have had with your transaction.

Player Experiences

The Swish payments app has a 4.6 rating on the Google Play Store on the basis of 20,350+ reviews. It has been downloaded over 5 million times. Most users praise how simple it is to use and how it has good features such as requesting payments. One user mentioned it would be good to have a calculator integrated into the app, so devs – get on it!

Another user noticed that such an app was much needed in today’s society. CBM couldn’t agree more. Getswish responds to most of the user feedback, which is not common and obviously a great thing seeing the company appreciates its customers.

Extra Features

The app allows you to make a Favourites List enabled, where you can store the contacts you use the most so that you can gain easy access at all times.

Furthermore, QR code payments have recently been enabled. When looking to make a payment to a recipient, one can simply scan the generated code instead of inputting the required information and confirm it via the mobile BankID.

Mobile Capability

android ios

Obviously, mobile capability is what Swish is all about. The system was created with mobile users in mind, to the delight of mobile casino lovers in Sweden. The Swish app is available for free download at the App Store and Google Play and can be used both in English and in Swedish.

It requires iOS 9.0 or later or Android 5.0 or later. Until fairly recently, it was also available at the Windows Store but it is no longer on offer as the BankID service stopped supporting Windows in late 2019.

Interesting Facts

  • Swish won the award "Mobile Payment of the Year" at the gala for mobiles, ‘Guldmobilen’ 2013. It also won Sustainable Brand Index Award 2020 and Purposeful Brands Digital 2019. charge. The bottles had a preloaded credit that allowed users to pay for one journey on the London Underground.
  • The story of how Swish was created assures us that nine people gathered in front of a whiteboard in one of Bankföreningens rooms at Regeringsgatan. The topic of the meeting was “Business image: Credit Transfer Remote Person to Person”. The idea further evolved into Swish.
  • Sweden is at the forefront of becoming a cashless society, something that Swish has significantly contributed to. Former ABBA member, Björn Ulvaeus, said in a Wired interview that a cashless society will help to fight criminals, as they will no longer have a “foolproof way to sell their stolen goods, drug dealers no way to hide their deals, and eventually the whole shadow economy collapses.”
  • On the 25th of September, a record for Swish was broken, as over 1 million company payments were sent during one day. The day ended with 1,098,272 completed payments. On this day, the record for the total number of overall payments over 24h was set at 3,109,761 payments (that’s both private and company).
  • “How much should I swish you?" is a sentence often heard in Sweden. The word “swisha”, meaning to carry out a payment on the Swish app, has become part of the Swedish slang. Swish payments have become a cultural phenomenon across the nation. It is believed that 7 out of 10 Swedes use Swish.
  • In May 2020, IGT launched its local cashless gaming technology managed by Swedish public operator Svenska Spel. This technology, which is called IGTPay, also allows the option of drawing funds directly from your bank account through Swish. Players can simply approve the transfer via their mobile device and start playing their favourite VLT games.

FAQ

You can use Swish for seamless online casino deposits made on the go with your mobile device, but you can’t use it for cashing out. Swish just recently started supporting online casino withdrawals, but your chosen casino will likely offer you a decent choice of alternatives.

When using Swish privately as an individual to pay for services, you will not have to pay any fees. Casinos do not discourage their Swish customers with fees, either. It might only be the bank that charges you for transferring funds via Swish.

Swish is perfectly safe for transferring money to online casino accounts. The app draws funds from the user’s bank account, which is protected by industry security protocols. The process is verified with the user’s Bank ID, generated through its personal number, unique for every Swedish citizen.

Swish is available in Sweden primarily.

It is currently not possible to withdraw casino winnings with Swish. You can only make instant deposits.

Swish is provided by Getswish AB, a company based in Stockholm, Sweden. It is supported by a consortium of Swedish banks, as well as the Bankgirot and the Central Bank of Sweden.

You can’t withdraw money from Swish; you can withdraw money from your bank account linked to the Swish service – by using a card the ATM of cashing out the bank directly.

Swish only operates with Swedish krona, so if you want to convert your funds to another currency, you need to do it in agreement with your bank.

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