WhatsApp Pay Casino List – Online Casinos With WhatsApp Pay
Top Casinos That Accept WhatsApp Pay Payments
As a relatively new payment solution with limited availability, WhatsApp Pay still hasn’t gained enough traction. However, this is the most popular messaging app both in India and Brazil. Knowing that tech giant Facebook owns the app, many expect WhatsApp Pay to soon capitalize on its vast user base. One of the most attractive industries is iGaming. Online casinos will be the first in line to offer WhatsApp Pay to their clients. We believe that it’s only a matter of time (and regulations) when our WhatsApp Pay casino list will be longer. We’ll keep you posted.
FilterCompany Background
Jan Koum and Brian Action founded WhatsApp in 2009 after they left their jobs at Yahoo!. The initial idea was to develop a messaging app that will show statuses next to peoples’ names. Jan Koum named the app WhatsApp, and in February 2009, he incorporated WhatsApp in California.
The app was launched in November 2009 on the App Store. It seemed like a perfect alternative to SMS as it allowed free messaging within the country and abroad.
In December 2009, the app added a new feature to its iOS version that allowed users to send photos. After the new feature was introduced, the number of users sky-rocketed. In 2011, WhatsApp was one of the top 20 most popular apps in the US App Store.
In April 2011, Sequoia Capital invested around $8 million in WhatsApp for more than 15% of the company. Sequoia invested another $50 million in 2013, which valued the startup at $1.5 billion. WhatsApp acquired SkyMobius that developed Vtok, a video and voice calling application.
In December 2013, the company announced it had 400 million active monthly users. The founders decided to change the business model to subscription-based with one year free trial period followed by an annual fee of $1.
In February 2014, Facebook announced it acquired WhatsApp for a whopping $19 billion. In 2016, WhatsApp stopped charging a $1 annual subscription fee and reported 100+ million voice calls a day. In 2018, WhatsApp Pay started testing in-app payments in India with a UPI-based payment system.
On November 6, 2020, WhatsApp announced the company had received approval to provide payment services in India. Finally, in March 2021, the Brazilian Central Bank officially allowed WhatsApp Pay for peer-to-peer transactions in Brazil.
WhatsApp Pay Updates
- April 2022: WhatsApp Pay starts to offer cashback to Indian users to grow its customer base in this country. The company will give 11 rupees (14 cents) to clients who send money to three different contacts through the app. Each of these transactions will bring users 11 rupees.
- April 2022: National Payments Corporation of India (NPCI) allows WhatsApp to add 60 million new users to its UPI-based WhatsApp Pay service. The latest clearance will enable WhatsApp Pay to boost the number of users in India to 100 million.
- December 2022: WhatsApp Pay India Loses Its Head of Company as Vinay Choletti Quits Abruptly.
- March 2023: WhatsApp Pay Gets Green Light from Brazil Central Bank for Merchant Payments.
- February 2025: The National Payments Corporation of India (NPCI) has implemented new regulations to enhance competition within the Unified Payments Interface (UPI) ecosystem. Key updates include removing the 100-million-user cap on WhatsApp Pay, allowing Meta to extend the service across its 500+ million user base in India, and delaying the enforcement of a market share cap for UPI apps.
Target Markets
WhatsApp Pay is currently available in two countries, India and Brazil. Back in 2018, the company started testing a new payment feature in India. It operates over the Unified Payment Interface (UPI), an Indian real-time payment system developed by The National Payments Corporation of India (NPCI).
NPCI allowed WhatsApp to partner with multiple banks to enable users to send and receive money from the app via UPI. All transactions take place directly between banks without intermediaries.
After two-and-a-half years, WhatsApp finally received approval from the NPCI to go live in November 2020. Although WhatsApp has 400+ million users in India, NPCI limited the number of clients for the payment service to 20 million. The number should gradually grow.
The story from Brazil is a bit different. Facebook rolled out WhatsApp Pay in June 2020, but the Central Bank of Brazil has immediately banned the service due to anti-competitive concerns.
The Facebook-owned company tried to circumvent the laws and avoid being categorized as a payment service provider. The company had to obey the rules and apply for the regulatory license.
In March 2021, the central bank announced it had approved the payments initiator license request by WhatsApp. But, the company is only allowed to process peer-to-peer (P2P) transactions, not involving merchants.
We still don’t know the exact date when the service will officially become available in Brazil.
How to Set Up a WhatsApp Pay Account: Step by Step Guide
WhatsApp is an instant messaging app you can use on Android and iOS devices. You only need to download it from Google Play and App Store, and that’s it. However, WhatsApp Pay is a feature within the app you need to enable to start making transactions. Here is a quick guidebook that can help you start using this method at the best WhatsApp Pay casinos.
How to enable the WhatsApp Pay feature?
Android users need to tap on three dots in the top right corner of the chat window and look for the Payments option. If you are an iOS user, go to Settings and look for Payments. Select it, and once the Payments window opens, click “Add payment method.” You’ll see a list of banks that are supported. Select your bank from the list. The app will send you an SMS with OTP (one-time-password) to verify the bank account. WhatsApp will confirm with your bank and set up the payment. You will also need to verify the last 6 digits of your debit card and the expiration date before you can start sending money.
How to pay with WhatsApp Pay in India?
We’ve said that WhatsApp Pay uses UPI to carry out payments. To send and receive money in India, you need to have a bank account and debit card in India. Also, you need an Indian mobile phone number. The user then has to register its UPI-linked bank account and set up the UPI PIN code. Users pay directly from the chat by tapping the share file icon and selecting “Payment.” They initiate the transaction, enter the amount and UPI PIN, and the contact who receives the money needs to register their UPI account. The app also will let you send money to people who don’t use WhatsApp Pay but have UPI ID. You only need to request the UPI ID or the QR code, and you’re good to go.
Which banks in India support WhatsApp Pay?
Payments with WhatsApp work via UPI that enables transactions with 160+ banks in India. The service is also powered by BHIM UPI (payment app) that facilitates bank-to-bank transfers. WhatsApp Pay currently cooperates with five banks: HDFC Bank, Axis Bank, ICICI Bank, Jio Payments Bank, and the State Bank of India.
What are the supported banks in Brazil?
WhatsApp Pay for end-users still doesn’t work in Brazil. However, we know that the company cooperates with Visa and Mastercard. The banks that currently support the service are Banco do Brasil, Sicredi, Nubank, and Woop. The company says that the payment feature on WhatsApp is enabled by Facebook Pay and processed by Cielo in Brazil. Cielo is the largest Brazilian credit and debit card network. You are allowed to use credit cards only to pay businesses through the WhatsApp Business app.
Available Currencies
BRL
INR
Casino Deposits and Withdrawals
The first thing you need to do to start using this banking solution for online gambling is to find a reputable WhatsApp Pay online casino. Unfortunately, at the moment of writing the review, we haven’t found online casinos accepting WhatsApp Pay deposits and withdrawals.
We are, therefore, unable to explain how you can make a casino deposit WhatsApp Pay or withdraw money with this method. However, we know that in India, the feature is delivered via UPI, so we can only assume that deposit and withdrawal procedures will be similar.
Detailed Overview of Transaction Fees
WhatsApp and FB don’t charge fees for sending and receiving money or making purchases using debit cards. Your bank may apply an overdraft fee, or your mobile phone carrier may charge you for its services.
In India, payments are processed by UPI that enables transfers between banks. UPI charges a flat fee of ₹0.5. We’ll have to wait to see if the UPI fee will affect WhatsApp Pay and its costs.
As business transactions are not allowed in Brazil, we don’t know how much such payments will be charged.
Timeframes for WhatsApp Pay Payments at Online Casinos
WhatsApp Pay peer-to-peer transactions are fast. It means that when you send or receive money from your friends, the process is straightforward.
However, we cannot estimate the timeframes regarding business payments. Still, we hope that the best WhatsApp Pay casinos will process your payments and cashouts quickly.
We know that the service allows payments with debit cards and bank transactions, so we can only assume that the processing time at casinos with WhatsApp Pay would be similar.
Deposit and Withdrawal Limits
As we said, in Brazil, this solution is still not allowed to process business transactions, so there is no information on the limits at casinos that accept WhatsApp Pay. Still, WhatsApp has information on the official FAQ page that there are limits on how much you can send and receive with your friends and family.
The maximum amount per transaction is R$1,000, while the maximum monthly limit is R$5,000. Also, you can receive a maximum of 20 payments a day. In India, money can be transferred 20 times a day, and the maximum amount is Rs 1 Lakh a day.
Best WhatsApp Pay Casino Bonus
When WhatsApp Pay becomes a banking method at online casinos, we’re sure there will be plenty of bonuses at your disposal. WhatsApp Pay works with Indian UPI and several major banks in the country.
It cooperates with Visa and Mastercard, and several reputable banks in Brazil also support the new payment feature. We, therefore, hope that soon we’ll have a nice collection of the best WhatsApp Pay casino sites and bonuses they offer.
Security
WhatsApp Pay ensures end-to-end encryption between your phone and app servers that fully protect payment and personal information. Bank card encryption complies with the highest PCI security standards.
WhatsApp payments encrypted data resides only in India per RBI (Reserve Bank of India) guidelines. The company also uses advanced data storage with multiple layers of hardware and software protection.
Furthermore, all transactions have unique PIN codes, while biometric mobile security systems enhance existing safety measures. Finally, you’re allowed to make transactions through WhatsApp Pay only if you’ve verified bank cards and proved you’re the authorized cardholder.
Customer Support
If you have any issue or a question regarding WhatsApp Pay in India, you can contact customer support by calling 1800-212-8552. The working hours are between 07:00 AM and 8:00 PM IST, Monday-Sunday. WhatsApp Messanger support is available in the app.
Open WhatsApp, go to Settings, click Help, and Contact Us. Describe your problem, add screenshots if needed, and submit. The support team will get back to you swiftly. You can also find the contact page on the official website.
The company has a dedicated help page with an extensive FAQ section that covers various subjects. The users in India can visit Payments Help Center to learn more about the service.
The page answers the questions about the setup, sending and receiving money, and security. Others can find more information regarding the payments on the Help Center page within “General.”
Player Experiences
WhatsApp Pay is still not a payment method accepted at online casinos. So, we can’t share with you any player experiences. However, the app had a 4.2 rating on Google Play in April 2021 based on 133+ million reviews.
Also, the iPhone owners rated the app with a high 4.7, with most users giving the app 5 stars. The users are satisfied with the app’s security, various features, including voice and video calls.
The users that aren’t that happy voice their concerns regarding personal data security and privacy issues. People worry about the WhatsApp privacy policy update initially scheduled for February 2021 that many understood as allowing data sharing with Facebook.
The company explained that data sharing between FB and WhatsApp is related to messaging with businesses and not consumer chats. It also pointed out that both companies cannot see the content of any end-to-end encrypted messages.
Besides the privacy concerns, some users complain about WhatsApp customer support, saying they aren’t replying to messages.
Extra Features
The company built WhatsApp Business for small businesses to interact with their customers and promote their services and products.
The app is free and enables merchants to showcase their products and use special tools to automate communication with their clients. WhatsApp Business can even be used as customer support.
WhatsApp is available on the web and desktop as well, and you can easily chat with your friends and family whenever you what on any device. The desktop app can be used with both Windows and Mac PCs. The supported operating systems are Windows 8 and newer versions, and Mac OS X 10.10 and higher.
The app supports group chats, and you can send images and videos or use a built-in camera to create them. Finally, if you need to share documents, PDFs, or spreadsheets, you can do it hassle-free.
Mobile Capability
WhatsApp is a chat app, so everything about it is related to mobile usage. The app is compatible with all Android and iOS devices. You can install it from Google Play and App Store. WhatsApp allows users to send messages over the Internet for free and make voice and video calls using VoIP (Voice over Internet Protocol).
Interesting Facts
Believe it or not, the name WhatsApp is a pun on the phrase “What’s Up.” Be honest and admit you’d never have guessed, right?
Did you know that the company’s philosophy was (and still is): “No ads! No games! No gimmicks!” The principle made WhatsApp so successful and helped them become more popular than giants like Messenger, WeChat, and others.
It took Jim Goetz from Sequoia Capital 8 months to convince Jan Koum and Brian Action just to have a meeting and talk. Jan & Brian were not fond of venture capital firms. Both of them believed that most venture capitalists supported the advertising business model they hated so much.
Also, Jim Goetz became famous for being the first outside investor in WhatsApp before Facebook entered the scene.
In 2014, when Facebook announced it was buying WhatsApp for a staggering $19 billion, the acquisition was the largest ever.
Just two days after Facebook purchased the messaging app, WhatsApp users couldn’t access the service for more than three hours. The downtime caused Twitter outrage.
WhatsApp was proclaimed as the 3rd most downloaded mobile app from 2010 to 2019.
WhatsApp Pay is currently available in 10 Indian language versions of the messaging app.
FAQ
Can I use WhatsApp Pay for casino deposits and withdrawals?
We hope that soon you will be able to use the popular app and the new payment feature to fund your online casino balance.
How long does it take to deposit with WhatsApp Pay?
We assume that online casinos will process deposits instantly. When WhatsApp Pay becomes an online casino payment method, the CBM team will be among the first ones to inform you about timeframes.
How do I withdraw winnings from an online casino with WhatsApp Pay?
When online casinos start accepting WhatsApp Pay as a regular banking method, we’ll make sure to check out if withdrawals are supported and how. We’ll then update you with the news.
Are there any fees for WhatsApp Pay payments at online casinos?
We still don’t know will online casinos charge payment with WhatsApp Pay. We know that Facebook and WhatsApp don’t charge users for sending and receiving money. However, banks or mobile phone providers may apply additional fees.
Is WhatsApp Pay safe to transfer money?
Yes, it is. The company uses multiple layers of hardware and software protection measures and encrypts all transactions following the highest PCI (The Payment Card Industry) security standards. Transactions are made directly between banks, and every transfer has a unique PIN code.
Where can I use WhatsApp Pay?
WhatsApp Pay is currently enabled only in India and Brazil.
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July 2025Lead Content Manager
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