usa

PAYMENT METHODS AND ONLINE CASINOS IN UNITED STATES

Top Casinos and Best Banking Options for US Players

Unlike most nations that can easily find suitable online casino sites and choose from a plethora of handy money transfer solutions, US players have a more limited selection of options at their disposal.

Due to strict banking laws in the United States, players have been having difficulties depositing to their online casino accounts and some casino sites have completely withdrawn from the US market.

Not everything is bad, though. Far from it. USA online gamblers, if they take the time to do a bit of research, can find excellent websites that are fully willing to accept players from the region and make their deposit and withdrawals easy by providing appropriate banking solutions.

On this page, CBM will discuss the top online casino deposit methods for US players along with the online casinos that offer them.

If you reside in the United States and are experiencing trouble finding decent gambling websites willing to treat you like a proper customer, you can start here. We provide information about the current situation of online gambling in the USA and reveal where it is most advised to play. When it comes to placing bets online, one of the most important factors in the decision-making process is the possibility of making smooth transactions.

For that reason, we pay special attention to banking. No more do USA online casino players have to struggle with receiving casino payouts, as there are options to go around these holdbacks. Casinos themselves are working on facilitating US players to join their platforms, so things are likely to improve in the near future.

Best US Online Casinos 2020

Finding top-rated US online casinos can be somewhat of a struggle for an American player. Looking for the best option is sometimes a chore, and sometimes just plain exhausting. Just so you know, we don’t mind doing it for you! Let the CBM team lead you into the selection of excellent USA online casinos and their cashiers. Here our take on the casinos that are most deserving to take the best USA online casino title and wear that crown proudly.

Vegas Crest

87.40%

18 + | New Customers Only |

T&C Apply
  • Over 900 casino games
  • Excellent reputation since 2014
  • Bitcoin payments

Drake

85.50%

18 + | New Customers Only |

T&C Apply
  • Real money casino rebate
  • Regular slot & table tournaments
  • Betsoft & Arrow’s Edge games

Slotland

85.40%

18 + | New Customers Only |

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  • Very good reputation
  • Low wagering requirements
  • Free deposits and withdrawals

CasinoMax

85.17%

18 + | New Customers Only |

T&C Apply
  • Visionary iGaming live dealers
  • Fair and trusted casino
  • Free deposits and most cashouts

Slotocash

84.83%

18 + | New Customers Only |

T&C Apply
  • Very good reputation
  • Online since 2007
  • Free deposits & most cashouts

Cherry Jackpot

84.20%

18 + | New Customers Only |

T&C Apply
  • Reputable US casino
  • Bitcoin payments
  • Top-notch customer support

Big Spin

83.67%

18 + | New Customers Only |

T&C Apply
  • ViG live dealer games
  • Betsoft 3D slots
  • Free Bitcoin payments

Top Casino Banking Methods in the United States

Despite not having a choice of payment methods as wide as European players, US punters still have a healthy selection of safe methods that are both efficient and easy to use. Now, as a player, you always need to keep in mind which aspects of a payment method meet your personal standards. Luckily, chances are that the methods presented below take part in your favorite online casinos already. If not, it’s time to reconsider your past choices and finally experience the best of the best!

86%
Bitcoin Logo
Review & Best Casinos
  • Fast and secure transactions
  • Free casino deposits & withdrawals
  • High maximum cashout limit
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84%
Discover logo
Review & Best Casinos
  • Excellent option for US players
  • Cashback rewards
  • 24/7 customer support
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86%
Bank Transfer logo
Review & Best Casinos
  • Trusted, traditional method
  • Widely available
  • Supports deposits & withdrawals
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83%
Western Union logo
Review & Best Casinos
  • Established, trusted service
  • Global reach
  • Doesn’t require bank account
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66%
MoneyGram logo
Review & Best Casinos
  • Decent option for US players
  • No bank account required
  • No minimum deposit limit
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92%
Visa Logo
Review & Best Casinos
  • Fast casino transactions
  • Available around the globe
  • 165 supported currencies
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91%
Mastercard logo
Review & Best Casinos
  • A leading payment solution
  • Maximum security
  • Fast & easy casino transactions
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86%
Ethereum logo
Review & Best Casinos
  • The safest cryptocurrency
  • Constantly updated and improved
  • More stable than BTC
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85%
American Express logo
Review & Best Casinos
  • Iconic US brand
  • In business since 1850
  • Highly secure cards
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84%
Litecoin Logo
Review & Best Casinos
  • Faster than Bitcoin
  • Fees are virtually non-existent
  • Extremely secure option
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84%
Boku Logo
Review & Best Casinos
  • Good option for UK players
  • Extremely convenient
  • Bank account not required
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83%
Dogecoin logo
Review & Best Casinos
  • Available worldwide
  • Some advantages over BTC, LTC
  • Fast transactions
Read Review

Laws and Regulations on Online Gambling in the United States?

Regulation icon

Lawmakers have been battling various challenges in recent decades trying to regulate the gambling industry in the USA. Things may become even more complex with local, state and federal lawmakers getting all mixed up, failing to provide a long-term solution that would create the optimal gambling environment for US online casino players. On the state level, officials have been more accepting of approved games and gambling activities, but certain federal efforts have not been able to advance further. After all, individual states have the ability to either approve or disapprove of specific betting operations and the overall situation in the US is often described as being delicate, sensitive, confusing or “in a grey area”.

One of the most significant gaming laws in the United States is still the Interstate Wire Act of 1961, better known as the Federal Wire Act. According to this legal document, it is illegal to place bets “using a wire communication facility.” For a while, this particular section was interpreted in a way that includes all wagers made online.

Certificate icon

More recently, sports betting activities have been recognized as something prohibited by the Interstate Wire Act, but in practice, no individual has been charged for betting $20 on the Cowboys against the Patriots match. The FBI has clarified that the act targets large-scale operations and illegal betting networks.

American gaming is largely affected by another document, the Unlawful Internet Gaming Enforcement Act (UIEGA), which bans online gaming entities from accepting funds from customers. In other words, banks can’t process transactions for online gambling sites. The UIGEA was passed in September 2006 as part of the SAFE Port Act. This event made it difficult for many online casinos to accept US players, so many of them pulled out of the market. Those that stayed or joined afterwards, learned to adapt and started offering US customers alternative ways of depositing, such as cryptocurrencies. States of New Jersey, Pennsylvania, Delaware, Nevada and West Virginia have since legalized real-money online casino games and started licensing sites to operate on the state level.

Can Casinos That Accept US Players Be Trusted?

Handshaking icon

In a legally complicated situation we’ve described and a gambling environment that is deprived of some popular casino banking methods, it is quite understandable to question the trustworthiness of certain casinos that accept US players. One could come across a shady offshore casino and not have a great time playing there. Luckily, CBM will not present such casinos on our site. We will only look at casino websites with valid licenses and a supportive approach towards US gamblers.

Fair gaming icon

New Jersey was the first state US to regulate online casinos. Sites operating in this state are licensed by the New Jersey Division of Gambling Enforcement (NJDGE). In Pennsylvania, licensing falls under the jurisdiction of the Pennsylvania Gaming Control Board (PGCB). The monitoring and regulating casino operations in Nevada are conducted by the Nevada Gaming Commission and the Nevada Gaming Control Board. Some offshore sites that accept players from the US hold licenses issued in Gibraltar or in Curacao, which are also genuine governing authorities.

If the casino does not pass the necessary tests that prove its legitimacy and safety, you will not even see it here. Do keep in mind that offshore casino sites come with risks, but if they are recommended by the CBM team you can be sure that these brands can be trusted.

Best Casino Bonuses for US Players

35% Instant Cashback
Get Bonus
35% Instant Cashback

Cashback

Not required

10x

Ongoing

$10

No maximum

91%

100% up to $100
Get Bonus
Slotland

Deposit

WELCOME1

25x B

Ongoing

$25

No maximum

85%

200% up to $2,000 + 100 Free Spins
Get Bonus
Slotocash

Deposit

Free Spins

SLOTO1MATCH

25x (D+B)

Ongoing

$20

No maximum

68%

200% up to $2,000
Get Bonus
Big Spin

Deposit

BIGSPIN2000

30x (D+B)

Ongoing

$45

No maximum

65%

200% up to $1,000 + 30 Free Spins
Get Bonus
Vegas Crest

Deposit

Free Spins

Not needed

30x (D+B)

Ongoing

$25

$100 (Free Spins)

65%

300% up to $3,000 (3x) + 200 Free Spins
Get Bonus
CasinoMax

Deposit

Free Spins

MAX300

40x (D+B)

Ongoing

$35 (to claim Free Spins)

No maximum

54%

200% up to $2,000 (10x)
Get Bonus
Cherry Jackpot

Deposit

CHERRY200

40x (D+B)

Ongoing

$35

No maximum

54%

300% up to $2,000 + 180 Free Spins
Get Bonus
Drake

Deposit

Free Spins

Not needed

60x (D+B)

Ongoing

$25

No maximum

44%

Local Payment Methods to Consider

USA banking icons

A fundamental part of online gambling, banking can be easy or stressful, depending on the way one approaches it. If you want to use a banking method that doesn’t fully suit your gambling habits, your deposits and withdrawals may backfire and create problems with managing your bankroll.

To prevent this from happening, we suggest considering local payment methods, as these will provide you with a tailor-made service. You will most likely already be familiar with how they work and you will be able to use US Dollars to deposit and cash out. Some of the popular and reliable options are Western Union, Check by Courier/ACH, American Express, Discover and Bitcoin.

Depositing with USD Currency

US dollar symbol

All the top USA online casinos accept USD currency unless they are strictly cryptocurrency casinos. The US Dollar is one of the major currencies worldwide, so many casinos that aren’t strictly geared towards USA gamblers will also include USD in their list of accepted currencies. It is an influential currency that often establishes trends in the entertainment business in general. As an American player, you don’t need to worry about exchange rates and conversion fees, as you will always be able to deposit funds and withdraw casino winnings in your local money.

Fun Facts

  • The founder of FedEx, Frederick Smith, had to gamble to save his company. In 1973, the company only had $5,000, so he took that money, went to Vegas and won $27,000 by playing blackjack. It is said that this profitable casino run saved FedEx, a company that now earns billions and employs hundreds of thousands of people.
  • The first slot machine was invented in 1895 by a San Franciscan mechanic Charles Fey. It was called Liberty Bell and it was placed in Fey’s auto shop for the customers to entertain themselves while getting their cars repaired.
  • One in four Americans plays poker regularly according to a report published in the New York Times.
  • In May 2008, the Gallup Organization conducted a nationwide poll to determine the moral acceptability of a variety of social matters. Gambling was considered morally acceptable by 63% of those asked.
  • A woman from North Carolina bought a scratch card in 2016 for her husband to demonstrate how pointless gambling is in practice. She lost that argument, as the scratch ticket won $1 million. Her comment was – “It was well worth it in this case!”

FAQ

Casinos online catering to US players usually have a banking section with options such as credit and debit cards and cryptocurrency solutions (Tron, Bitcoin, Ethereum, Litecoin, Dash, Dogecoin, Bitcoin Cash). Checks and wire transfer are also widely available, especially for withdrawals.

Yes, they are. US currency is often accepted at online casino sites, even at casinos that aren’t specifically geared towards US players. However, this doesn’t mean that you need to join the first casino that you stumble upon, seeing that it accepts USD deposits. Do a bit of research to find out which site suits you best.

No, it’s not difficult at all. Claiming bonuses at USA-friendly casinos is the same as with any other online casino site. The important thing is to learn the terms and conditions of the gambling website you are playing at and meet the requirements to be able to redeem the bonus.

This largely depends on where you stare residing in the United States. Players are required to check their individual state laws, as they may vary from one state to another. Some states require players to be as old as 21 before they can gamble, while the limit is 18 for offline and online casinos in other states.

A rogue casino is one that should be avoided. Such sites are known for withholding winnings, bad customer service, treating players poorly in general and even rigging games in the worst cases. However, these websites are no reason to go into panic mode. While it is true that they are out there, rogue gambling sites are not all that common. Stick to CBM suggestion for trusted USA online casinos and you will be ok staying away from rogue operations.

Every casino now supports playing through the web browser and this makes online gambling compatible with nearly every device connected to the internet, including Apple products. Instant play casino means you may access the games whenever and wherever, on a device of your choice. You can join a casino on a smartphone or tablet, that is to say, an iPhone or an iPad. All the top online casinos now allow players to gamble from their mobile devices.

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